915 Bowles Ave, Fenton, MO 63026 Property Records

St. Louis County property record for 915 Bowles Ave, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,925 sqft · built 2017
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (May 2017)
Tax Bill	$11,160 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`28P-52-1146`

Property Details

APN / Parcel Number

Primary APN	`28P-52-1146`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,925 sqft Living Area
Gross Area	5,724 sqft
1st Floor Area	1,608 sqft
Basement Area	819 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	29,621 sqft (0.68 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	121 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	915 BOWLES AVE
City	FENTON
State	MO
Zip	63026-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BOWLES HILL LOT 3 & SURVEY 1330-44-5 CONSOLIDATION (AKA HUNTS) TRACT A
Legal Subdivision	BOWLES HILL LOT 3 & SURVEY 1330-44-5
Legal Tract	A
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2011
Census Tract	221425

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 BOWLES AVE, FENTON, MO 63026-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINDELL BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK
Dec 13, 2019	Beneficiary Deed, Transfer
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU
Jun 18, 2018	Deed of Trust, Mortgage ROCKWOOD BK
May 31, 2017	Warranty Deed, Transfer ROCKWOOD BK
May 31, 2017	Grant Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	2017476
Deed Book / Page	22546 / 2267
Last Transfer Date	Dec 6, 2019
Transfer Doc	0238320346
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Jul 15, 2026
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Document Number	0000000282
Instrument Date	May 23, 2026
Instrument	2026282
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 BOWLES AVE, FENTON, MO 63026-3309

Mortgage

Document Number	0000000282,
Date	Jul 15, 2026
Instrument	2026282

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 BOWLES AVE, FENTON, MO 63026-3309

Mortgage

Document Number	2022121500234
Date	Dec 15, 2022
Instrument	2022121500234

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 BOWLES AVE, FENTON, MO 63026-3309

Mortgage

Document Number	0252004765
Date	Nov 4, 2021
Book Page	25200/4765
Instrument	2021110400769

Lender

Name	LINDELL BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240262326
Date	Apr 30, 2020
Book Page	24026/2326
Instrument	2020043000353

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

December 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 13, 2019
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Document Number	0238320346
Book / Page	23832 / 346
Map Reference	MB 363 PG 315
Instrument Date	Dec 6, 2019
Instrument	2019121300051
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	915 BOWLES AVE, FENTON, MO 63026-3309

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Document Number	0232481954
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 BOWLES AVE FENTON MO 630263309, FENTON, MO 63026-3309

Mortgage

Document Number	0232481954
Date	Oct 22, 2018
Book Page	023248/001954
Instrument	276

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O'FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2038

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Document Number	0230861366
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 BOWLES AVE FENTON MO 630263309, FENTON, MO 63026-3309

Mortgage

Document Number	0230861366
Date	Jun 27, 2018
Book Page	023086/001366
Instrument	250

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 31, 2017
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Document Number	0225462267
Book / Page	022546 / 002267
Instrument Date	May 23, 2017
Instrument	476
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 BOWLES AVE FENTON MO 63026, FENTON, MO 63026

Mortgage

Document Number	225462270
Date	May 31, 2017
Book Page	022546/002270
Instrument	477

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 31, 2017
Property Address	915 BOWLES AVE, FENTON, MO 63026-3309
Document Number	0225462261
Book / Page	022546 / 002261
Instrument Date	Aug 5, 2016
Instrument	475
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5757 S LINDBERGH BLVD #110 ST LOUIS MO 631236964, 110, ST LOUIS, MO 63123-6964
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,690 (-) Land $28,350 Building $125,340	$808,900 (-) Land $149,200 Building $659,700
2025	$11,160.00 (-5.85%)	$153,690 (-3.75%) Land $28,350 Building $125,340	$808,900 (-3.75%) Land $149,200 Building $659,700
2024	$11,854.00 (+0.08%)
2023	$11,844.00 (+22.43%)	$159,680 (+31.05%) Land $22,970 Building $136,710	$840,400 (+31.05%) Land $120,900 Building $719,500
2022	$9,674.00	$121,850 Land $22,970 Building $98,880
2021			$641,300 Land $120,900 Building $520,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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