915 Atlantic Ave, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 915 Atlantic Ave, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1954
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2025)
Tax Bill	$6,401 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08-2121-007-1622`

Property Details

APN / Parcel Number

Primary APN	`08-2121-007-1622`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,158 sqft
1st Floor Area	975 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1994
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Patio Area	220 sqft

Location & Zoning

Street Address	915 ATLANTIC AVE
City	OPA LOCKA
State	FL
Zip	33054-3975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	21 52 41 OPA LOCKA PLAT NO 3 PB 31-14 E70FT OF W210FT OF S1/2 TR 125 AKA LOT 20 LESS E40FT ALL LOT 21 & E10FT LOT 22 BLK 125 LOT SIZEIRREGULAR OR 20749-2517 1002 1
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	OPA LOCKA PLAT NO 3
Legal Tract	125
Legal Block	2
Legal Lot Number	20
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2046
Census Tract	509

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 17, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage CAPITAL PARTNERS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	2025709869
Deed Book / Page	34946 / 913
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975

Mortgage

Document Number	0000173128
Date	Mar 1, 2022
Book Page	33043/3670
Instrument	2022R0173128

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 17, 2025
Property Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975
Document Number	0000709869
Book / Page	34946 / 913
Map Reference	MB 31 PG 14
Instrument Date	Aug 29, 2025
Instrument	2025R0709869
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	DUAL TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 W 63RD ST, HIALEAH, FL 33012-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975

Mortgage

Document Number	0000000915
Date	Sep 17, 2025
Instrument	34946/915

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Mortgage

Document Number	0000709871
Date	Sep 17, 2025
Book Page	34946/928
Instrument	2025R0709871

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 15, 2019
Property Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975
Document Number	0000027979
Book / Page	31290 / 1624
Map Reference	MB 31 PG 14
Instrument Date	Nov 2, 2018
Instrument	2019R0027979
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	EXCELLENCE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7811 W 29TH WAY # WAY201, 7811, HIALEAH, FL 33018-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 ATLANTIC AVE, OPA LOCKA, FL 33054-3975

Mortgage

Document Number	0000027981
Date	Jan 15, 2019
Instrument	2019R0027981

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000027983
Date	Jan 15, 2019
Book Page	31290/1643
Instrument	2019R0027983

Lender

Name	HOUSING FINANCE AUTHORITY OF MIAMI DADE
Type	Government Agency
Address	MIAMI, FL 33126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,401.00 (+1.73%)	$209,390 (+2.9%)	$349,588 (+5.6%) Land $223,438 Building $126,150
2024	$6,292.00 (+4.1%) Homeowner's exemption	$203,489 (+3%)	$331,052 (+21.76%) Land $203,125 Building $127,927
2023	$6,044.00 (+3.3%) Homeowner's exemption	$197,563 (+3%)	$271,894 (+10.87%) Land $142,188 Building $129,706
2022	$5,851.00 Homeowner's exemption	$191,809	$245,235 Land $113,750 Building $131,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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