915 5th Ave NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 915 5th Ave NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,363 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,181 (Oct 2025)
Tax Bill	$1,842 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091720210040009`

Property Details

APN / Parcel Number

Primary APN	`091720210040009`
Alternative APNs	`41190919` `123421` `185544` `187416`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,363 sqft Living Area
1st Floor Area	899 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	384 sqft
Driveway	Driveway
Porch	Patio
Deck Area	648 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	187416
Street Address	915 5TH AVE NE
City	BRAINERD
State	MN
Zip	56401-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 21
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	SCHWARTZS ADDN TO THE CITY OF BRAINERD
Legal Block	21
Legal Lot Number	4
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3030
Census Tract	951000

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 5TH AVE NE, BRAINERD, MN 56401-2422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit BLAZE CREDIT UNION
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK
May 9, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Dec 1, 2006 · Amount on Record
Deed Document Number	20251016323
Prior Transfer Date	May 9, 2025
Prior Transfer Doc	0001009354
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	915 5TH AVE NE, BRAINERD, MN 56401-2422
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001013552
Date	Aug 20, 2025
Instrument	1013552

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Oct 28, 2025
Property Address	915 5TH AVE NE, BRAINERD, MN 56401-2422
Document Number	0001016323
Instrument Date	Oct 17, 2025
Instrument	1016323
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 5TH AVE NE, BRAINERD, MN 56401-2422
Investor	Possibly a Property Investor

Mortgage

Document Number	0001016324
Date	Oct 28, 2025
Instrument	1016324

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CROW WING MN
Recording Date	May 9, 2025
Property Address	915 5TH AVE NE, BRAINERD, MN 56401-2422
Document Number	0001009354
Instrument Date	May 9, 2025
Instrument	1009354
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36831 SOUTHVIEW RD, NASHWAUK, MN 55769-4205

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,842.00 (-1.39%) Homeowner's exemption	$213,600 (+7.82%) Land $45,200 Building $168,400	$213,600 (+7.82%) Land $45,200 Building $168,400
2025	$1,868.00 (+3.32%) Homeowner's exemption	$198,100 (-1.59%) Land $44,300 Building $153,800	$198,100 (-1.59%) Land $44,300 Building $153,800
2023	$1,808.00 Homeowner's exemption	$201,300 Land $41,800 Building $159,500	$201,300 Land $41,800 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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