915 3rd St, Lancaster, OH 43130 Property Records

Fairfield County property record for 915 3rd St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1900
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Nov 2025)
Tax Bill	$1,016 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`053-60598.00`

Property Details

APN / Parcel Number

Primary APN	`053-60598.00`
Alternative APN	`0612 00167`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,302 sqft Living Area
1st Floor Area	602 sqft
2nd Floor Area	546 sqft

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,942 sqft (0.136 acres)
Lot Dimensions	135 ft deep x 44 ft wide
Garage Area	180 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Canopy	128 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0612 00167
Street Address	915 3RD ST
City	LANCASTER
State	OH
Zip	43130-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EYEMANS ADD LOT 13
Legal Subdivision	EYEMANS ADD
Legal Lot Number	13
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4011
Census Tract	32300

Owner

Source: Fairfield County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 3, 2020	Survivorship Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	202500019976
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	915 3RD ST, LANCASTER, OH 43130-4614
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015477
Date	Jul 27, 2022
Instrument	202200015477

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 20, 2025
Property Address	915 3RD ST, LANCASTER, OH 43130-4614
Document Number	0000019976
Map Reference	MB 2 PG 26
Instrument Date	Nov 12, 2025
Instrument	202500019976
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536

Mortgage

Document Number	0000019977
Date	Nov 20, 2025
Instrument	202500019977

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 3, 2020
Property Address	915 3RD ST, LANCASTER, OH 43130-4614
Document Number	0000004321
Book / Page	1816 / 3700
Map Reference	MB 2 PG 26
Instrument Date	Feb 28, 2020
Instrument	202000004321
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3240 STONE VALLEY RD W, ALAMO, CA 94507-1555

Mortgage

Document Number	0000004322
Date	Mar 3, 2020
Instrument	202000004322

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,540 (+70.03%) Land $10,610 Building $36,930	$135,820 (+69.99%) Land $30,320 Building $105,500
2024		$27,960 (-) Land $6,200 Building $21,760
2023	$1,016.00	$27,960 (-) Land $6,200 Building $21,760
2022		$27,960 Land $6,200 Building $21,760	$79,900 Land $17,720 Building $62,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
The Chillicothe Telephone Co Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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