915 12th Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 915 12th Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1994
Lot Size	0.175 acres (7,616 sqft)
Owner	Individual Name on Record
Last Sale	$221,100 (Nov 2019)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B024720`

Property Details

APN / Parcel Number

Primary APN	`000B024720`
Alternative APNs	`03-0821-08-1-11-07-0000` `R0338170` `B024720` `B02472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,060 sqft
Basement Area	510 sqft
Finished Basement	459 sqft
Unfinished Basement	51 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,616 sqft (0.175 acres)
View / Lot	Neighborhood / Spot
Garage Area	550 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	35 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	915 12TH AVE
City	LAUREL
State	MT
Zip	59044-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WILLOW CREEK SUBD, S08, T02 S, R24 E, BLOCK 3, LOT 7
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	WILLOW CREEK SUBD
Legal Block	3
Legal Lot Number	7
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1046
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 12TH AVE, LAUREL, MT 59044-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Nov 6, 2019	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Sep 5, 2012 · Amount on Record
Deed Document Number	20193901860
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	915 12TH AVE, LAUREL, MT 59044-1644
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003963512
Date	Mar 15, 2021
Instrument	3963512

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 6, 2019
Property Address	915 12TH AVE, LAUREL, MT 59044-1644
Document Number	0003901860
Instrument Date	Nov 5, 2019
Instrument	3901860
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 12TH AVE LAUREL MT 590441644, LAUREL, MT 59044-1644

Mortgage

Document Number	3901861
Date	Nov 6, 2019
Instrument	3901861

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,200 (-) Land $58,042 Building $269,158	$327,200 (-) Land $58,042 Building $269,158
2025	$2,148.00 (-19.67%)	$327,200 (+17.74%) Land $58,042 Building $269,158	$327,200 (+17.74%) Land $58,042 Building $269,158
2024	$2,674.00 (+20.89%)
2023	$2,212.00	$277,900	$277,900 Land $37,739 Building $240,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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