915 11th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 915 11th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,232 sqft · built 1997
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2026)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60509683217195`

Property Details

APN / Parcel Number

Primary APN	`60509683217195`
Alternative APN	`605096832`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Total Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	924 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Mixed
Garage Area	880 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60509683217195
Street Address	915 11TH AVE
City	KEARNEY
State	NE
Zip	68845-6592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	RAPP ADD LT 8 BLK 1
Legal Subdivision	RAPP ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	BUFFALO NE
Township / Civil Division	13
Census Block Group	4
Census Block	4023
Census Tract	969700

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 11TH AVE, KEARNEY, NE 68845-6592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage THE EQUITABLE BANK SSB
Oct 31, 2012	Deed of Trust, Mortgage GREAT WESTERN BANK
Sep 24, 2024	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 23, 2005	Deed of Trust, Mortgage TIERONE BANK
Oct 12, 2007	Quit Claim Deed, Transfer UNKNOWN, -

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Deed Document Number	20264164
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	0020077543
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Aug 4, 2026
Property Address	915 11TH AVE, KEARNEY, NE 68845-6592
Document Number	0000004164
Instrument Date	Jul 31, 2026
Instrument	20264164
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,421.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 11TH AVE, KEARNEY, NE 68845-6592

Mortgage

Document Number	0000004165,
Date	Aug 4, 2026
Instrument	20264165

Lender

Name	THE EQUITABLE BANK SSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	915 11TH AVE, KEARNEY, NE 68845-6592
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GANZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020128405
Date	Oct 31, 2012
Instrument	2012-8405

Lender

Name	GREAT WESTERN BANK
Address	200 E 10TH ST, SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	915 11TH AVE, KEARNEY, NE 68845-6592
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202404357
Date	Sep 24, 2024
Instrument	2024-04357

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2054

Interest

Rate Type	Adjustable Rate

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	915 11TH AVE, KEARNEY, NE 68845-6592
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002338
Date	Mar 23, 2005
Instrument	2338

Lender

Name	TIERONE BANK
Address	1235 N ST, LINCOLN, NE 68508

Agreement

Amount	Amount Recorded

October 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 12, 2007
Property Address	915 11TH AVE, KEARNEY, NE 68845-6592
Document Number	0020077543
Instrument Date	Oct 1, 2007
Instrument	2007-7543
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, -

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,720 (+3.78%) Land $43,705 Building $226,015	$269,720 (+3.78%) Land $43,705 Building $226,015
2025	$3,339.00 (-14.12%)	$259,905 (+13.76%) Land $43,705 Building $216,200	$259,905 (+13.76%) Land $43,705 Building $216,200
2023	$3,888.00	$228,475 Land $42,430 Building $186,045	$228,475 Land $42,430 Building $186,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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