9149 Phelps Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 9149 Phelps Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,738 sqft · built 1971
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Mar 2022)
Tax Bill	$1,411 (2023)
Deeds & Mortgages	May 2024 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671 69 0482`

Property Details

APN / Parcel Number

Primary APN	`5671 69 0482`
Alternative APNs	`07012 0005.100000` `154154` `61773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,738 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	132,422 sqft (3.04 acres)
Lot Width	208 ft Width

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Shed	1 Shed
Shed Area	1,296 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	154154
Street Address	9149 PHELPS RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9459
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE PHELPS RD
Legal Subdivision	LITTLE BUFFALO CREEK
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2022
Census Tract	41702

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9149 PHELPS RD, MOUNT PLEASANT, NC 28124-9459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Mar 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	20229589
Deed Book / Page	15918 / 267
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	8631184
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9149 PHELPS RD, MT PLEASANT, NC 28124-9459
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9149 PHELPS RD, MOUNT PLEASANT, NC 28124-9459

Mortgage

Document Number	0016922211
Date	May 7, 2024
Book Page	16922/211

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9149 PHELPS RD, MT PLEASANT, NC 28124-9459
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012994299
Date	May 11, 2018
Book Page	12994/0299

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 21, 2022
Property Address	9149 PHELPS RD, MT PLEASANT, NC 28124-9459
Document Number	0015918267
Book / Page	15918 / 267
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9149 PHELPS RD, MOUNT PLEASANT, NC 28124-9459

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,590 (-) Land $51,600 Building $194,990
2025		$246,590 (+49.98%) Land $51,600 Building $194,990
2024			$246,590 (+49.98%) Land $51,600 Building $194,990
2023	$1,411.00	$164,420 Land $40,380 Building $124,040	$164,420 Land $40,380 Building $124,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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