9147 Benson Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 9147 Benson Rd, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,402 sqft · built 1999
Lot Size	9.77 acres (425,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Nov 2021)
Tax Bill	$9,114 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400307-482320-0000`

Property Details

APN / Parcel Number

Primary APN	`400307-482320-0000`
Alternative APNs	`127731` `586905` `543548`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,402 sqft Living Area
Gross Area	4,266 sqft
1st Floor Area	3,402 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	425,581 sqft (9.77 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	105 sqft
Deck Area	608 sqft
Patio Area	127 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	127731
Street Address	9147 BENSON RD
City	LYNDEN
State	WA
Zip	98264-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 1/2 S 1/2 SE NE-LESS RDS
Legal Range	03
Legal Township	40
Legal Section	07
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	1
Census Block	1039
Census Tract	10301

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9147 BENSON RD, LYNDEN, WA 98264-9790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jul 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	20214138
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0000702495
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 30, 2021
Property Address	9147 BENSON RD, LYNDEN, WA 98264-9790
Document Number	20211104138
Instrument Date	Nov 24, 2021
Instrument	2021-1104138
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9147 BENSON RD, LYNDEN, WA 98264-9790

Mortgage

Document Number	20211104139
Date	Nov 30, 2021
Instrument	2021-1104139

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9147 BENSON RD, LYNDEN, WA 98264-9790
Document Number	2201100073
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9147 BENSON RD LYNDEN WA 982649790, LYNDEN, WA 98264-9790

Mortgage

Document Number	2201100073
Date	Nov 2, 2020
Instrument	1100073

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9147 BENSON RD, LYNDEN, WA 98264-9790
Document Number	2180202592
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9147 BENSON RD LYNDEN WA 982649790, LYNDEN, WA 98264-9790

Mortgage

Document Number	2180202592
Date	Feb 27, 2018
Instrument	202592

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 24, 2017
Property Address	9147 BENSON RD, LYNDEN, WA 98264-9790
Document Number	2170702495
Instrument Date	Jul 21, 2017
Instrument	702495
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9147 BENSON RD LYNDEN WA 982649790, LYNDEN, WA 98264-9790

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,114.00 (+47.4%)	$1,134,868 (-3.05%) Land $442,874 Building $691,994	$1,134,868 (-3.05%) Land $442,874 Building $691,994
2022		$1,170,627 Land $344,228 Building $826,399	$1,170,627 Land $344,228 Building $826,399
2021	$6,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA WATER ASSOCIATION private · serves 450 people · EPA ID WA5318750
Water Source	Groundwater
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	75 / 20

May also be available: T-Mobile.

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