Santa Rosa County property record for 9145 Timber Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,220 sqft · built 2023 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Nov 2022) |
| Tax Bill | $3,748 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Construction Loan Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-00174-0000 |
| Primary APN | 15-2S-26-0000-00174-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 2,220 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 299 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9145 TIMBER LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESCRIPTION UPDATE FOR 2022* PARCEL 6 COMMENCE AT THE NORTHWEST CORNER OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 15 TOWNSHIP 2 SOUTH RANGE 26 WEST SANTA ROSA COUNTY FLORIDA THENCE |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9145 TIMBER LN, NAVARRE, FL 32566-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Warranty Deed, Construction Loan · Construction Mortgage UNIVERSITY BANK |
| Apr 7, 2021 | Warranty Deed, Transfer CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Apr 7, 2021 · Amount on Record |
| Deed Document Number | 202263867 |
| Deed Book / Page | 4344 / 1643 |
| Prior Transfer Date | Oct 6, 2010 |
| Prior Transfer Doc | 0030120547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 16, 2022 |
| Property Address | 9145 TIMBER LN, NAVARRE, FL 32566-1108 |
| Document Number | 0043441643 |
| Book / Page | 4344 / 1643 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 202263867 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 MUSKOGEE LN, DESTIN, FL 32541-4431 |
| Name | Verified Name |
|---|---|
| Address | 2241 LEMURE DR, NAVARRE, FL 32566-2803 |
| Document Number | 0043441646 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 4344/1646 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 9145 TIMBER LN, NAVARRE, FL 32566-1108 |
| Document Number | 0040991903 |
| Book / Page | 4099 / 1903 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 202122849 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1980 PRADO ST, NAVARRE, FL 32566-1037 |
| Name | Verified Name |
|---|---|
| Address | 7120 MARTIN RD, MILTON, FL 32570-9555 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,748.00 (+11.68%) Homeowner's exemption | $349,323 (+10.49%) | $357,043 (+12.93%) Land $43,014 Building $314,029 |
| 2024 | $3,356.00 (+506.87%) Homeowner's exemption | $316,150 (+880.01%) Land $35,845 Building $280,305 | $316,150 (+880.01%) Land $35,845 Building $280,305 |
| 2023 | $553.00 (-65.72%) | $32,260 (-74.56%) Land $32,260 | $32,260 (-74.56%) Land $32,260 |
| 2022 | $1,613.00 | $126,832 | $126,832 Land $25,552 Building $101,280 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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