9145 FM 438, Troy, TX 76579 Property Records

Bell County property record for 9145 FM 438, Troy, TX 76579

Property Summary

Property TypeMisc Structure / Fixture
Details2,333 sqft · built 1950
Lot Size4.3 acres (187,308 sqft)
OwnerIndividual Name on File
Tax Bill$5,582 (2023)
Deeds & MortgagesJan 2021 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0681276774

Property Details

APN / Parcel Number

Primary APN0681276774
Alternative APNs
  • 402289
  • 847445

Interior

Stories1 Story
Building Area2,333 sqft Gross Area
1st Floor Area2,333 sqft
Utility Area1,500 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Lot Area187,308 sqft (4.3 acres)
Garage Area680 sqft
Parking Spaces2 Parking Spaces
Storage Building1,500 sqft

Location & Zoning

Account Number847445
Street Address9145 FM 438
CityTROY
StateTX
Zip76579-3147
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Misc Structure / Fixture
Legal DescriptionCOLLIER ADDITION, BLOCK 001, LOT 0001, ACRES 4.3
Legal SubdivisionCOLLIER ADDITION
Legal Block1
Legal Lot Number1
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1027
Census Tract20102

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9145 FM 438, TROY, TX 76579-3147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Mar 18, 2022Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 30, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2022
Deed SaleMar 18, 2022
Prior SaleJul 30, 2018
Deed Document Number2022017716
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address9145 FM 438, TROY, TX 76579-3147
Transaction TypeMortgage
Record UpdatedMar 25, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001917
DateJan 12, 2021
Instrument2021-00001917
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueAug 1, 2048

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 18, 2022
Property Address9145 FM 438, TROY, TX 76579-3147
Document Number0000017716
Map ReferenceCAB D SL 218-B
Instrument DateMar 14, 2022
Instrument2022017716
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyTEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9145 FM 438, 9145, TROY, TX 76579-3147

Transferred To (Grantee/Buyer)

NameVerified Name
Address9145 FM 438, TROY, TX 76579-3147

Mortgage

Document Number0000017717
DateMar 18, 2022
Instrument2022017717
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJul 30, 2018
Property Address9145 FM 438, TROY, TX 76579-3147
Document Number0000031514
Book / Page010542 / 000019
Instrument DateJul 27, 2018
Instrument31514
Transaction TypeTransfer
Record UpdatedAug 9, 2018
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9145 FM 438 TROY TX 765793147, TROY, TX 76579-3147

Mortgage

Document Number31515
DateJul 30, 2018
Book Page010542/000023
Instrument31515
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,582.00 (+63.7%)$437,868 Land $154,263 Building $283,605$437,868 Land $154,263 Building $283,605
2022$3,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOENAVILLE & BELFALLS WSC
serves 747 people · EPA ID TX0140020
Water SourcePurchased surface water from CENTRAL TEXAS WSC
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless
500 / 100
SOS Communications
Fixed Wireless
100 / 20

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