9144 Clear Brook Ln, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 9144 Clear Brook Ln, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 924 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Oct 2025)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-001.83`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-001.83`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	924 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	9144 CLEAR BROOK LN
City	COVINGTON
State	KY
Zip	41017-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 7 LOT 55
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	7
Legal Lot Number	55
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65300

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9144 CLEAR BROOK LN, COVINGTON, KY 41017-9442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 1, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Feb 8, 2001 · Amount on Record
Deed Document Number	2025106
Deed Book / Page	369 / 444
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 17, 2025
Property Address	9144 CLEAR BROOK LN, COVINGTON, KY 41017-9442
Document Number	0005900106
Book / Page	KC 369 / 444
Instrument Date	Oct 14, 2025
Instrument	25101705900106
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGURAD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 PEARL DR, INDEPENDENCE, KY 41051-9132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9144 CLEAR BROOK LN, COVINGTON, KY 41017-9442

Mortgage

Document Number	0005900042
Date	Oct 17, 2025
Instrument	25102105900042

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	5-Year CMT
Max Rate	11.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9144 CLEAR BROOK LN, COVINGTON, KY 41017-9442
Document Number	0000000141
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9144 CLEAR BROOK LN COVINGTON KY 410179442, COVINGTON, KY 41017-9442

Mortgage

Document Number	0000000141
Date	Oct 16, 2020
Book Page	00M112/000951
Instrument	141

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9144 CLEAR BROOK LN, COVINGTON, KY 41017-9442
Document Number	0000000073
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9144 CLEAR BROOK LN COVINGTON KY 410179442, COVINGTON, KY 41017-9442

Mortgage

Document Number	0000000073
Date	Mar 16, 2018
Book Page	0I4081/000029
Instrument	73

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2028

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 (+65.31%) Land $20,000 Building $305,000	$325,000 (+65.31%) Land $20,000 Building $305,000
2025	$1,948.00 (-3.33%)	$196,600 (-) Land $10,000 Building $186,600	$196,600 (-) Land $10,000 Building $186,600
2024	$2,015.00 (-3.82%)	$196,600 (-) Land $10,000 Building $186,600	$196,600 (-) Land $10,000 Building $186,600
2023	$2,095.00	$196,600 Land $10,000 Building $186,600	$196,600 Land $10,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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