9143 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 9143 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,034 sqft · built 1999
Lot Size	29.1 acres (1,268,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Oct 2022)
Tax Bill	$1,956 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`RP58N01E013651A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E013651A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,034 sqft Finished Area
1st Floor Area	2,034 sqft
Attic	Attic
Attic Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	1,268,467 sqft (29.1 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Lean-To	360 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	9143 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-6755
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	1-58N-1E SWNW LESS TAX 2,4 & LESS PT S & E OF RD; TAX 7 CPWRS
Legal Range	01E
Legal Township	58N
Legal Section	01
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1030
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9143 RAPID LIGHTNING RD, SANDPOINT, ID 83864-6755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Mar 14, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	20221013363
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	0000940582
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	9143 RAPID LIGHTNING RD, SANDPOINT, ID 83864-6755
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000951870
Date	Jan 16, 2020
Instrument	951870

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	9143 RAPID LIGHTNING RD, SANDPOINT, ID 83864-6755
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001001986
Date	Mar 14, 2022
Instrument	1001986

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 25, 2022
Property Address	9143 RAPID LIGHTNING RD, SANDPOINT, ID 83864-6755
Document Number	0001013363
Instrument Date	Oct 18, 2022
Instrument	1013363
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3400 ATLAS PEAK RD, NAPA, CA 94558-9667

Mortgage

Document Number	0001013364
Date	Oct 25, 2022
Instrument	1013364

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,956.00 (+6.94%) Homeowner's exemption	$574,913 (-2.91%) Land $278,466 Building $296,447	$574,913 (-2.91%) Land $278,466 Building $296,447
2025	$1,829.00 (-46.78%) Homeowner's exemption	$592,125 (-27.38%) Land $295,678 Building $296,447	$592,125 (-27.38%) Land $295,678 Building $296,447
2023	$3,437.00	$815,423 Land $467,103 Building $348,320	$815,423 Land $467,103 Building $348,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 77% of Idaho
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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