914 Vine St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 914 Vine St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2025)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-695-0055-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-695-0055-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	500 sqft

Exterior

Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	914 VINE ST
City	SAINT CLAIR
State	MI
Zip	48079-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 58 INCL 1/2 VAC ALLEY ADJ LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Legal Subdivision	LUDYAH ROBINSON PLAT
Legal Lot Number	58
Legal Unit	58
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4012
Census Tract	642000

Owner

Source: St. Clair County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 RIVER RD, 4, SAINT CLAIR, MI 48079-3546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
May 21, 2019	Deed of Trust, Mortgage · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	20254893
Deed Book / Page	5797 / 996
Prior Transfer Date	Mar 21, 2012
Prior Transfer Doc	004236/280
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	914 VINE ST, SAINT CLAIR, MI 48079-5452
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	VANGUARD TITLE COMPANY, VANGUARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 VINE ST, SAINT CLAIR, MI 48079-5452

Mortgage

Document Number	0005339952
Date	Mar 25, 2021
Book Page	5339/952
Instrument	2021008595

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	914 VINE ST, SAINT CLAIR, MI 48079-5452
Document Number	0050600666
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 VINE ST ST CLAIR MI 480795452, ST CLAIR, MI 48079-5452

Mortgage

Document Number	0050600666
Date	May 29, 2019
Book Page	005060/000666

Lender

Name	GENISYS CU
Type	Credit Union
Address	LAKE ANGELUS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (-7.47%) Homeowner's exemption	$69,400 (+9.12%)
2024	$1,793.00 (+7.56%)		$138,800 (+9.12%)
2023		$63,600
2022	$1,667.00		$127,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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