914 Union St, Cary, NC 27511 Property Records

Wake County property record for 914 Union St, Cary, NC 27511

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,113 sqft · built 1971
Lot Size	0.489 acres (21,344 sqft)
Owner	2 Owner Names on File
Last Sale	$215,000 (Oct 2013)
Tax Bill	$2,649 (2023)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0763.09-16-5406 0050987`

Property Details

APN / Parcel Number

Primary APN	`0763.09-16-5406 0050987`
Alternative APNs	`005098701` `0050987`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,113 sqft Heated Area
1st Floor Area	2,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,344 sqft (0.489 acres)
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0050987
Old Parcel Number	005098701
Street Address	914 UNION ST
City	CARY
State	NC
Zip	27511-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LO17 WISHING WELL VIL SE2
Legal Township	04
Legal Subdivision	WHISHING WELL VILLAGE SEC 02
Legal Lot Number	17
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	3
Census Block	3013
Census Tract	53507

Owner

The current owner of 914 Union St bought it in October 2013.

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 3871, CARY, NC 27519-3871
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Mar 27, 2017	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2013 · Amount on File
Deed Sale	Oct 31, 2013 · Amount on File
Deed Document Number	0154902335
Deed Book / Page	15490 / 2335
Record Updated	Jun 7, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	914 UNION ST, CARY, NC 27511-3756
Document Number	167372364
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 UNION ST CARY NC 275113756, CARY, NC 27511-3756

Mortgage

Document Number	167372364
Date	Mar 30, 2017
Book Page	016737/002364

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	914 UNION ST, CARY, NC 27511-3756
Document Number	167372348
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 UNION ST CARY NC 275113756, CARY, NC 27511-3756

Mortgage

Document Number	167372348
Date	Mar 30, 2017
Book Page	016737/002348

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,649.00	$262,472 Land $118,000 Building $144,472	$262,472 Land $118,000 Building $144,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Union St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (2003–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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