914 SE 14th Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 914 SE 14th Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,121 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Owner Names on File
Last Sale	$25,000 (Jan 2004)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2023 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3-22-37-35-0350-00000-2200`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0350-00000-2200`

Interior

Full Baths	2 Baths
Building Area	2,121 sqft Heated Area
Gross Area	2,870 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	914 SE 14TH CT
City	OKEECHOBEE
State	FL
Zip	34974-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE HERON GOLF AND COUNTRY CLUB, PHASE 4A (PLAT BOOK 6 PAGES 68 & 69) LOT 220
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	BLUE HERON GOLF AND COUNTRY
Legal Lot Number	220
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1031
Census Tract	910500

Owner

Source: Okeechobee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	914 SE 14TH CT, OKEECHOBEE, FL 34974-5317
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 8, 2004 · Amount on Record
Deed Sale	Jan 8, 2004 · Amount on Record
Deed Document Number	0052001485
Deed Book / Page	00520 / 01485
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	914 SE 14TH CT, OKEECHOBEE, FL 34974-5317
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 SE 14TH CT, OKEECHOBEE, FL 34974-5317

Mortgage

Document Number	0000014220
Date	Dec 17, 2025
Instrument	2025014220

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	914 SE 14TH CT, OKEECHOBEE, FL 34974-5317
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 SE 14TH CT, OKEECHOBEE, FL 34974-5317

Mortgage

Document Number	0000008014
Date	Jul 5, 2023
Instrument	2023008014

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	914 SE 14TH CT, OKEECHOBEE, FL 34974-5317
Document Number	0000006743
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	914 SE 14TH CT OKEECHOBEE FL 349745317, OKEECHOBEE, FL 34974-5317

Mortgage

Document Number	0000006743
Date	Jul 17, 2020
Instrument	6743

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (-13.87%) Homeowner's exemption	$177,173 (+5.99%)	$300,668 (+0.52%) Land $38,000 Building $262,668
2023	$3,049.00 (+2.94%) Homeowner's exemption	$167,165 (+3%)	$299,115 (+20.41%) Land $28,000 Building $271,115
2022	$2,962.00 Homeowner's exemption	$162,296	$248,411 Land $25,000 Building $223,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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