914 S Main St, Traer, IA 50675 Property Records

Tama County property record for 914 S Main St, Traer, IA 50675

Property Summary

Property TypeCommercial
Details1,992 sqft · built 1960
Lot Size0.507 acres (22,085 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (May 2023)
Tax Bill$992 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN07.10.333.008

Property Details

APN / Parcel Number

Primary APN07.10.333.008

Interior

Stories1 Story
Building Area1,992 sqft Building Perimeter
1st Floor Area1,992 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area22,085 sqft (0.507 acres)

Location & Zoning

Street Address914 S MAIN ST
CityTRAER
StateIA
Zip50675-1461
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 13 & 14 STAVELEY'S 1ST
Legal SubdivisionSTAVELEY'S
Legal Lot Number13-14
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3056
Census Tract290200

Owner

Source: Tama County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address808 6TH ST, TRAER, IA 50675-1310
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Deed Document Number20231055
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address914 S MAIN ST, TRAER, IA 50675-1461
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020231139
DateJun 7, 2023
Instrument2023-1139
Lender
NameCHEKSEA SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$992.00$57,440 (+21.26%) Land $19,260 Building $38,180$57,440 (+21.26%) Land $19,260 Building $38,180
2023$47,370 Land $19,260 Building $28,110$47,370 Land $19,260 Building $28,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAER MUNICIPAL WATER PLANT
serves 1,583 people · EPA ID IA8681030
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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