914 Rowe Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 914 Rowe Ln, O Fallon, IL 62269

Property Summary

Property Type	Mobile Home
Details	3 ba · 660 sqft · built 1968
Lot Size	4.14 acres (180,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2021)
Tax Bill	$7,372 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Mar 2021 Sale & Mortgage + 3 more
APN	`03-23-0-100-008`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-100-008`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	660 sqft Base Area
1st Floor Area	660 sqft
Basement Area	1,878 sqft
Unfinished Basement	1,878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Architectural Style	Mobile/Manufactured
Lot Area	180,338 sqft (4.14 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	914 ROWE LN
City	O FALLON
State	IL
Zip	62269-6912
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CASEYVILLE TWP SEC 23 LOT/SEC-23-SUBL/TWP-2N-BLK/RG-8W S 176 OF N 1056 OF E 990 FT OF LOT 1 IN NW 1/4 AS A02689820
Legal Range	08W
Legal Township	02N
Legal Section	23
Legal Subdivision	CASEYVILLE TWP SEC 23
Legal Block	100
Legal Lot Number	1
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2065
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 ROWE LN, O FALLON, IL 62269-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCOTT CU
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF OFALLON
Jul 22, 2020	Warranty Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK/N
Oct 9, 2018	Grant Deed, Transfer · Line of Credit BANK OF O'FALLON
Mar 20, 2018	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	20212689820
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	914 ROWE LN, O FALLON, IL 62269-6912
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02749143
Date	Jun 10, 2022
Instrument	A02749143

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2042

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 3, 2021
Property Address	914 ROWE LN, O FALLON, IL 62269-6912
Document Number	0A02689820
Map Reference	PL A PG 404
Instrument Date	Feb 26, 2021
Instrument	A02689820
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	914 ROWE LN, O FALLON, IL 62269-6912

Mortgage

Document Number	0A02689821
Date	Mar 3, 2021
Instrument	A02689821

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.85%

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 22, 2020
Property Address	914 ROWE LN, O FALLON, IL 62269-6912
Document Number	00A2658993
Instrument Date	Jul 22, 2020
Instrument	2658993
Transaction Type	Construction Loan
Record Updated	Aug 5, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8140 JEFFERSON RD FREEBURG IL 622432316, FREEBURG, IL 62243-2316

Mortgage

Document Number	A2658994
Date	Jul 22, 2020
Instrument	2658994

Lender

Name	FARMERS & MERCHANTS NAT'L BK/N
Type	Bank
Address	MASCOUTAH, IL 62258

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 21, 2021

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 9, 2018
Property Address	914 ROWE LN, O FALLON, IL 62269-6912
Document Number	00A2592676
Instrument Date	Sep 28, 2018
Instrument	2592676
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 ROWE LN O FALLON IL 622696912, O FALLON, IL 62269-6912

Mortgage

Document Number	A2592677
Date	Oct 9, 2018
Instrument	2592677

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 8, 2023

Interest

Rate Type	Adjustable Rate
Rate	5%

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 20, 2018
Property Address	914 ROWE LN, O FALLON, IL 62269-6912
Document Number	00A2570586
Instrument Date	Mar 16, 2018
Instrument	2570586
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4120 PONTOON RD GRANITE CITY IL 620404344, GRANITE CITY, IL 62040-4344

Mortgage

Document Number	A2570587
Date	Mar 20, 2018
Instrument	2570587

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,372.00	$110,598 (+56.31%) Land $14,231 Building $96,367	$331,794 (+56.31%) Land $42,693 Building $289,101
2022		$70,755 Land $11,206 Building $59,549	$212,265 Land $33,618 Building $178,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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