914 Monte Ln, Covington, KY 41011 Property Records

Kenton County property record for 914 Monte Ln, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,216 sqft · built 1966
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Aug 2023)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-20-10-042.03`

Property Details

APN / Parcel Number

Primary APN	`055-20-10-042.03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,216 sqft Finished Area
Gross Area	1,460 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	914 MONTE LN
City	COVINGTON
State	KY
Zip	41011-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE CASINO 10TH ADDN PT LOT 94-95 & 13TH ADDN REAR PART LOT 128
Legal Subdivision	MONTE CASINO
Legal Phase	2810&13
Legal Lot Number	94,95
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2013
Census Tract	65100

Owner

914 Monte Ln is owned and occupied by two individuals who bought it in August 2023.

Source: Kenton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	914 MONTE LN, COVINGTON, KY 41011-3982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	May 5, 2023 · Amount on File
Deed Document Number	2023172
Deed Book / Page	242 / 258
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 5, 2023
Property Address	914 MONTE LN, COVINGTON, KY 41011-3982
Document Number	0005900206
Book / Page	KC 225 / 169
Instrument Date	May 3, 2023
Instrument	23050505900206
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 LANGSHIRE CT, FLORENCE, KY 41042-3544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 MONTE LN, COVINGTON, KY 41011-3982

Mortgage

Document Number	0005900207
Date	May 5, 2023
Book Page	KCM 459/483
Instrument	23050505900207

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 914 Monte Ln was $2,782.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-) Land $25,000 Building $185,000	$210,000 (-) Land $25,000 Building $185,000
2025	$2,782.00	$210,000 Land $15,000 Building $195,000	$210,000 Land $15,000 Building $195,000
2023	$2,019.00	$151,600 Land $15,000 Building $136,600	$151,600 Land $15,000 Building $136,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Monte Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Monte Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Monte Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures