914 McKinstry Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 914 McKinstry Ave, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1953
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$264,000 (Dec 2023)
Tax Bill$3,651 (2025)
Deeds & MortgagesOct 2021 Refinance
Jan 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN394-00020

Property Details

APN / Parcel Number

Primary APN394-00020
Alternative APN
  • CHIC M:0394 P:00020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,304 sqft
1st Floor Area768 sqft
AtticAttic
Attic Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number394-00020
Street Address914 MCKINSTRY AVE
CityCHICOPEE
StateMA
Zip01020-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2019
Census Tract811200

Owner

Source: Hampden County and Chicopee City records · APN 394-00020

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 15, 2025Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Dec 15, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 09, 2019Deed of Trust, Mortgage · Conventional with PMI
QUAD CTY BK&TR
Aug 19, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000227929
DateOct 01, 2021
Instrument227929
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000238712
DateJan 15, 2025
Instrument238712
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 01, 2054

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateDec 15, 2023
Property Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
Document Number0000235495
Instrument DateDec 15, 2023
Instrument235495
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516

Mortgage

Document Number0000235496
DateDec 15, 2023
Instrument235496
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
Document Number0000223796
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address914 MCKINSTRY AVE CHICOPEE MA 010201516, CHICOPEE, MA 01020-1516

Mortgage

Document Number0000223796
DateNov 03, 2020
Instrument223796
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 02, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
Document Number0000219118
Instrument DateAug 09, 2019
Transaction TypeMortgage
Record UpdatedSep 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address914 MCKINSTRY AVE CHICOPEE MA 010201516, CHICOPEE, MA 01020-1516

Mortgage

Document Number0000219118
DateAug 15, 2019
Instrument219118
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 14, 2049

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address914 MCKINSTRY AVE, CHICOPEE, MA 01020-1516
Document Number0000211877
Instrument DateAug 19, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000211877
DateSep 05, 2017
Instrument211877
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,651.00 (+5.34%)$240,800 (+2.56%) Land $97,400 Building $143,400$244,720
2024$3,466.00 (+6.61%)$234,800 (+9.41%) Land $95,500 Building $139,300
2023$3,251.00$214,600 Land $86,800 Building $127,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 420 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1061000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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