914 Martin Cir S, Hernando, MS 38632 Property Records

DeSoto County property record for 914 Martin Cir S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,620 sqft · built 2004
Lot Size	0.063 acres (2,750 sqft)
Owner	Individual Name on Record
Last Sale	$119,400 (Nov 2018)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-22-0-00011-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-22-0-00011-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Adjusted Area
1st Floor Area	1,320 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,750 sqft (0.063 acres)
Lot Dimensions	110 ft deep x 25 ft wide

Location & Zoning

Street Address	914 MARTIN CIR S
City	HERNANDO
State	MS
Zip	38632-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	THE VILLAGE OF GROVE PARK LOT 11
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	THE VILLAGE
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Nov 2, 2018	Warranty Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Jan 21, 2014
Deed Book / Page	872 / 154
Prior Transfer Date	Aug 12, 2013
Prior Transfer Doc	000714/393
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929

Mortgage

Document Number	005132/775
Date	Jan 12, 2021
Book Page	5132/775

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004754/066
Date	Jul 1, 2019
Book Page	4754/066

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	38026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004765/241
Date	Jul 19, 2019
Book Page	4765/241

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	EADS, TN 38028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 2, 2018
Property Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929
Document Number	000872/154
Book / Page	0872 / 154
Map Reference	MB 82 PG 39-40
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 CRAFTS DR, 2110, JONESBORO, AR 72401-6190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MARTIN CIR S, HERNANDO, MS 38632-8929

Mortgage

Document Number	0004631018
Date	Nov 2, 2018
Instrument	4631/018

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (+16.88%)	$13,515 (+34.87%) Land $2,500 Building $11,015	$135,148 (+34.86%) Land $25,000 Building $110,148
2023	$1,090.00	$10,021	$100,210 Land $25,000 Building $75,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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