914 Harrison Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 914 Harrison Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,214 sqft · built 1915
Lot Size	0.141 acres (6,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Jan 2018)
Tax Bill	$6,342 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.75-1-80`

Property Details

APN / Parcel Number

Primary APN	`421500 48.75-1-80`
Alternative APN	`150004807500010800000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,214 sqft Living Area
1st Floor Area	642 sqft
2nd Floor Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	6,165 sqft (0.141 acres)
Lot Dimensions	137 ft deep x 45 ft wide

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	914 HARRISON AVE
City	SCHENECTADY
State	NY
Zip	12306-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	80.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4007
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 HARRISON AVE, SCHENECTADY, NY 12306-3932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jan 11, 2018	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Jul 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	20181863
Deed Book / Page	1979 / 515
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	914 HARRISON AVE, SCHENECTADY, NY 12306-3932
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 HARRISON AVE, SCHENECTADY, NY 12306-3932

Mortgage

Document Number	0000001846
Date	Jan 28, 2026
Instrument	202601846

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 11, 2018
Property Address	914 HARRISON AVE, SCHENECTADY, NY 12306-3932
Document Number	0000001863
Book / Page	1979 / 515
Instrument Date	Jan 5, 2018
Instrument	201801863
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1971 WESTERN AVE # 130, 1971, ALBANY, NY 12203-5066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 HARRISON AVE, SCHENECTADY, NY 12306-3931

Mortgage

Document Number	0000001864
Date	Jan 11, 2018
Instrument	201801864

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 7, 2017
Property Address	914 HARRISON AVE, SCHENECTADY, NY 12306-3932
Document Number	0000030265
Book / Page	001966 / 000422
Instrument Date	Jul 5, 2017
Instrument	30265
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1971 WESTERN AVE #130 ALBANY NY 122035066, 130, ALBANY, NY 12203-5066

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,342.00 (+1.96%)
2025	$6,220.00 (+4.45%)	$125,200 (-) Land $18,800 Building $106,400	$207,319 (+30.82%) Land $31,131 Building $176,188
2023		$125,200 (-) Land $18,800 Building $106,400	$158,481 (+3.8%) Land $23,797 Building $134,684
2022		$125,200 Land $18,800 Building $106,400	$152,683 Land $22,927 Building $129,756
2021	$5,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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