914 Garden Ave, Middletown, OH 45044 Property Records

Butler County property record for 914 Garden Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1893
Lot Size	0.078 acres (3,402 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Apr 2023)
Tax Bill	$748 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6521-033.000-014`

Property Details

APN / Parcel Number

Primary APN	`Q6521-033.000-014`
Alternative APNs	`0010200` `497986` `501991`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	664 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1968
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,402 sqft (0.078 acres)
Lot Dimensions	90 ft deep x 37 ft wide
Terrain	Above Road/Slope
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0010200
Old Parcel Number	Q6521033.000014
Street Address	914 GARDEN AVE
City	MIDDLETOWN
State	OH
Zip	45044-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2435 W 37 FT
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2024
Census Tract	13100

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 GARDEN AVE, MIDDLETOWN, OH 45044-5742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	0000009670
Deed Book / Page	9958 / 1304
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	914 GARDEN AVE, MIDDLETOWN, OH 45044-5742
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009672
Date	Apr 3, 2023
Book Page	9958/1324
Instrument	2023-00009672

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 3, 2023
Property Address	914 GARDEN AVE, MIDDLETOWN, OH 45044-5742
Document Number	0000009670
Book / Page	9958 / 1304
Instrument Date	Mar 27, 2023
Instrument	2023-00009670
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 GARDEN AVE, MIDDLETOWN, OH 45044-5742

Mortgage

Document Number	0000009671
Date	Apr 3, 2023
Book Page	9958/1307
Instrument	2023-00009671

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 2, 2022
Property Address	914 GARDEN AVE, MIDDLETOWN, OH 45044-5742
Document Number	0000050098
Book / Page	9924 / 119
Instrument Date	Nov 23, 2022
Instrument	2022-00050098
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 GARDEN AVE, MIDDLETOWN, OH 45044-5742

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$748.00 (-58.86%) Homeowner's exemption Disabled Person's exemption	$34,520 (-) Land $2,170 Building $32,350	$98,630 (-) Land $6,210 Building $92,420
2023	$1,818.00	$34,520 Land $2,170 Building $32,350	$98,630 Land $6,210 Building $92,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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