Schenectady County and Schenectady City property record for 914 Francis Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,476 sqft · built 1900 |
| Lot Size | 0.162 acres (7,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Aug 2002) |
| Tax Bill | $3,757 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-4-3 |
| Primary APN | 421500 49.47-4-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 738 sqft |
| 2nd Floor Area | 738 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,056 sqft (0.162 acres) |
| Lot Dimensions | 147 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 340 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 914 FRANCIS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21400 |
914 Francis Ave is owned and occupied by two individuals who bought it in August 2002.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 914 FRANCIS AVE, SCHENECTADY, NY 12303-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING TR FUND |
| Apr 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY LAND TR/SCHENECTADY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2002 · Amount on File |
| Deed Sale | Aug 6, 2002 · Amount on File |
| Deed Book / Page | 1630 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 914 FRANCIS AVE, SCHENECTADY, NY 12303-1116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008283 |
|---|---|
| Date | Apr 7, 2025 |
| Instrument | 202508283 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 914 FRANCIS AVE, SCHENECTADY, NY 12303-1116 |
| Document Number | 0000020398 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 914 FRANCIS AVE SCHENECTADY NY 123031116, SCHENECTADY, NY 12303-1116 |
| Document Number | 0000020398 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 004910/000593 |
| Instrument | 20398 |
| Name | HOUSING TR FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 914 FRANCIS AVE, SCHENECTADY, NY 12303-1116 |
| Document Number | 0000016345 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 914 FRANCIS AVE SCHENECTADY NY 123031116, SCHENECTADY, NY 12303-1116 |
| Document Number | 0000016345 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 004831/000610 |
| Instrument | 16345 |
| Name | COMMUNITY LAND TR/SCHENECTADY |
|---|---|
| Address | 1677 VAN VRANKEN AVE, SCHENECTADY, NY 12308-1919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 17, 2021 |
The 2026 property tax bill for 914 Francis Ave was $3,757 with exemptions applied, up 7.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,757.00 (+7.4%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,498.00 | $94,500 Land $14,200 Building $80,300 | $156,483 Land $23,514 Building $132,969 |
| 2023 | $94,500 (-) Land $14,200 Building $80,300 | $119,620 (+3.8%) Land $17,975 Building $101,645 | |
| 2022 | $94,500 Land $14,200 Building $80,300 | $115,244 Land $17,317 Building $97,927 | |
| 2021 | $2,083.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 914 Francis Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 914 Francis Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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