914 Fallen Stone Ct, Bel Air, MD 21014 Property Records

Harford County property record for 914 Fallen Stone Ct, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,432 sqft · built 1990
Lot Size	0.395 acres (17,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Oct 2020)
Tax Bill	$5,023 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`03-207730`

Property Details

APN / Parcel Number

Primary APN	`03-207730`
Alternative APNs	`3207730` `207730`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,206 sqft (0.395 acres)
Deck Area	618 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	207730
Street Address	914 FALLEN STONE CT
City	BEL AIR
State	MD
Zip	21014-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 59 .395 AC 914 FALLEN STONE COURT GLENWOOD GARTH S1 P54/77
Legal Subdivision	GLENWOOD GARTH
Legal Lot Number	59
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2000
Census Tract	303602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2020	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MTG
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 21, 2017	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Book / Page	14185 / 223
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546

Mortgage

Document Number	0157700270
Date	Dec 14, 2022
Book Page	15770/270

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546

Mortgage

Document Number	0149530373
Date	Aug 11, 2021
Book Page	14953/373

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 15, 2020
Property Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Document Number	0141850223
Book / Page	14185 / 223
Map Reference	MB12397 PG198
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546

Mortgage

Document Number	0014185228
Date	Oct 15, 2020
Instrument	14185/228

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Document Number	0138850412
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FALLEN STONE CT BEL AIR MD 210145546, BEL AIR, MD 21014-5546

Mortgage

Document Number	0138850412
Date	Jun 3, 2020
Book Page	013885/000412

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	1180 IRON POINT RD # 200, FOLSOM, CA 95630-8325

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Document Number	0134910059
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	914 FALLEN STONE CT BEL AIR MD 210145546, BEL AIR, MD 21014-5546

Mortgage

Document Number	0134910059
Date	Oct 11, 2019
Book Page	013491/000059

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 21, 2017
Property Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546
Document Number	0123970198
Book / Page	12397 / 0198
Map Reference	MB54 FO77
Instrument Date	Jun 2, 2017
Instrument	12397-0198
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CERTIFIED TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FALLEN STONE CT, BEL AIR, MD 21014-5546

Mortgage

Document Number	123970204
Date	Jun 21, 2017
Instrument	12397-0204

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,023.00 (+7.93%) Homeowner's exemption	$460,933 (+13.29%)	$488,400 (+9.21%) Land $113,600 Building $374,800
2025	$4,654.00 (+10.44%) Homeowner's exemption
2023		$406,867	$447,200 Land $113,600 Building $333,600
2022	$4,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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