914 Ensign St, Fort Morgan, CO 80701 Property Records

Morgan County property record for 914 Ensign St, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,014 sqft · built 1916
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1229-062-08-010`

Property Details

APN / Parcel Number

Primary APN	`1229-062-08-010`
Alternative APN	`R007084`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,014 sqft Total Area
1st Floor Area	1,476 sqft
2nd Floor Area	280 sqft
Basement Area	160 sqft
Finished Basement	160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	1,048 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	914 ENSIGN ST
City	FORT MORGAN
State	CO
Zip	80701-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD JONES ADD FM BLOCK 01 LOT 22 THRU- LOT 24 N12 LT 22 ALL LT 23 & S12 LT 24
Legal Subdivision	JONES ADD
Legal Block	1
Legal Lot Number	24
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	1
Census Block	1010
Census Tract	400

Owner

914 Ensign St, a single family home, is owned by an individual.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1051, FORT MORGAN, CO 80701-1051
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FMS BANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional with PMI FMS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	914 ENSIGN ST, FORT MORGAN, CO 80701-2022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE OF COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927600
Date	Sep 16, 2020
Instrument	927600

Lender

Name	FMS BANK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	914 ENSIGN ST, FORT MORGAN, CO 80701-2022
Document Number	0000903711
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	EQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 ENSIGN ST FORT MORGAN CO 807012022, FORT MORGAN, CO 80701-2022

Mortgage

Document Number	0000903711
Date	Jan 25, 2017
Instrument	903711

Lender

Name	FMS BK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 914 Ensign St was $1,378, up 10.6% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+10.59%)	$16,360 (+5.07%) Land $2,230 Building $14,130	$261,750 (+12.62%) Land $35,600 Building $226,150
2024	$1,246.00 (-1.35%)	$15,570 (-19.16%) Land $1,930 Building $13,640	$232,410 (-19.14%) Land $28,790 Building $203,620
2023	$1,263.00 (-0.08%)	$19,260 (+24.82%) Land $2,390 Building $16,870	$287,410 (+29.51%) Land $35,600 Building $251,810
2022	$1,264.00	$15,430 Land $2,340 Building $13,090	$221,920 Land $33,600 Building $188,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Ensign St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Ensign St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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