914 Elm St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 914 Elm St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	7 ba · 11,527 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Trust Name on File
Tax Bill	$17,867 (2025)
Deeds & Mortgages	May 2025 Transfer May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076-0001-0322-00`

Property Details

APN / Parcel Number

Primary APN	`076-0001-0322-00`

Interior

Full Baths	7 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Stories	4 Stories
Building Area	11,527 sqft Living Area
1st Floor Area	4,191 sqft
2nd Floor Area	7,336 sqft
Basement Area	5,850 sqft
Finished Basement	220 sqft
Fireplaces	5 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	90 ft deep x 184 ft wide
Garage Type	Attached
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	914 ELM ST
City	CINCINNATI
State	OH
Zip	45202-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	914-18 ELM ST 65 X 90 IRRLOTS 17-18 PIATT & GRANDIN SUB SQ 5 PRS 322 TH 324 CONS
Legal Subdivision	PIATT & GRANDINS SUB
Legal Lot Number	17-18 18
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2016
Census Tract	700

Owner

914 Elm St is held in a trust since May 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	525 VINE ST, CINCINNATI, OH 45201-7501
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Intrafamily Transfer, Transfer
May 20, 2022	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Prior Sale	May 20, 2022
Deed Document Number	0000050900
Deed Book / Page	14672 / 2249
Last Transfer Date	May 2, 2025
Transfer Doc	0000032207
Record Updated	Jun 8, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2025
Property Address	914 ELM ST, CINCINNATI, OH 45202-1017
Document Number	0000032207
Book / Page	15408 / 1464
Map Reference	MB 22 PG 113
Instrument Date	Apr 28, 2025
Instrument	2025-0032207
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	525 VINE ST UNIT 1051, 1051, CINCINNATI, OH 45201-7544

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2022
Property Address	914 ELM ST, CINCINNATI, OH 45202-1017
Document Number	0000050900
Book / Page	14672 / 2249
Map Reference	MB 22 PG 113
Instrument Date	May 20, 2022
Instrument	2022-0050900
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	914 ELM ST, CINCINNATI, OH 45202-1017

Mortgage

Document Number	0000050902
Date	May 20, 2022
Instrument	2022-0050902

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 914 Elm St was $17,867, up 11.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,867.00 (+11.7%)	$1,079,197 (-) Land $89,068 Building $990,129
2024	$15,996.00 (-25.34%)	$1,079,197 (+361.8%) Land $89,068 Building $990,129
2023	$21,424.00 (-16.77%)	$233,692 (-7.27%) Land $100,328 Building $133,364	$3,083,420 Land $254,480 Building $2,828,940
2022	$25,742.00	$252,000 Land $86,814 Building $165,186
2020			$720,000 Land $248,040 Building $471,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 914 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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