914 E King St, Garrett, IN 46738 Property Records

DeKalb County property record for 914 E King St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1920
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,800 (Jan 2026)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-205-007.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-205-007.000-013`
Alternative APN	`260903205007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Basement Area	861 sqft
Unfinished Basement	860 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260903205007
Street Address	914 E KING ST
City	GARRETT
State	IN
Zip	46738-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOLAND E ADD LOT 2 BLOCK 3
Legal Subdivision	TOLAND E ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	2
Census Block	2003
Census Tract	20602

Owner

Source: DeKalb County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 E KING ST, GARRETT, IN 46738-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Oct 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Jan 8, 2026	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
May 13, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	2026104
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	914 E KING ST, GARRETT, IN 46738-1615
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 W GUMP RD, HUNTERTOWN, IN 46748-9333

Mortgage

Document Number	0202600105
Date	Jan 8, 2026
Instrument	202600105

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	914 E KING ST, GARRETT, IN 46738-1615
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	TITLE EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020607342
Date	Oct 17, 2006
Instrument	20607342

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2036

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 8, 2026
Property Address	914 E KING ST, GARRETT, IN 46738-1615
Document Number	0202600104
Instrument Date	Jan 7, 2026
Instrument	202600104
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 E KING ST, GARRETT, IN 46738-1615

Mortgage

Document Number	0202600105
Date	Jan 8, 2026
Instrument	202600105

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 13, 2021
Property Address	914 E KING ST, GARRETT, IN 46738-1615
Document Number	0202103474
Instrument Date	May 6, 2021
Instrument	202103474
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 E KING ST, GARRETT, IN 46738-1615

Mortgage

Document Number	0202103475
Date	May 13, 2021
Instrument	202103475

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (+11.59%)	$223,600 (+17.62%) Land $26,600 Building $197,000	$223,600 (+17.62%) Land $26,600 Building $197,000
2024	$1,656.00 (+12.5%)	$190,100 (+7.46%) Land $23,900 Building $166,200	$190,100 (+7.46%) Land $23,900 Building $166,200
2023	$1,472.00 (-19.08%)	$176,900 (+15.85%) Land $21,700 Building $155,200	$176,900 (+15.85%) Land $21,700 Building $155,200
2022	$1,819.00	$152,700 Land $17,800 Building $134,900	$152,700 Land $17,800 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Nearby Properties on E King St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures