Polk County property record for 914 Deming Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,750 sqft · built 2006 |
| Lot Size | 0.239 acres (10,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (Apr 2021) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356729-000280 |
| Primary APN | 25-29-02-356729-000280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 1,750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,420 sqft (0.239 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Street Address | 914 DEMING DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUN RIDGE VILLAGE WEST PLAT BOOK 131 PGS 19 & 20 LOT 28 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | SUN RIDGE VILLAGE WEST |
| Legal Tract | 356729 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 14704 |
914 Deming Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 914 DEMING DR, WINTER HAVEN, FL 33880-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Apr 14, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on File |
| Deed Sale | Apr 14, 2021 · Amount on File |
| Prior Sale | Apr 24, 2009 · Amount on File |
| Deed Document Number | 202194142 |
| Deed Book / Page | 11666 / 1949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 914 DEMING DR, WINTER HAVEN, FL 33880-1944 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 914 DEMING DR, WINTER HAVEN, FL 33880-1944 |
| Document Number | 0000243934 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 13740/523 |
| Instrument | 2025243934 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 914 DEMING DR, WINTER HAVEN, FL 33880-1944 |
| Document Number | 0000094142 |
| Book / Page | 11666 / 1949 |
| Map Reference | MB 131 PG 19&20 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021094142 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,547.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5885 CRYSTAL BEACH RD, 5885, WINTER HAVEN, FL 33880-4980 |
| Name | Verified Name |
|---|---|
| Address | 914 DEMING DR, WINTER HAVEN, FL 33880-1944 |
| Document Number | 0116661950 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 11666/1950 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 914 Deming Dr was $2,319 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,710 (-2.67%) Land $33,000 Building $180,710 | $213,710 (-2.67%) Land $33,000 Building $180,710 | |
| 2025 | $2,319.00 Homeowner's exemption | $219,568 Land $33,000 Building $186,568 | $219,568 Land $33,000 Building $186,568 |
| 2023 | $2,880.00 (-1.97%) Homeowner's exemption | $216,523 (-2.69%) Land $32,000 Building $184,523 | $216,523 (-2.69%) Land $32,000 Building $184,523 |
| 2022 | $2,938.00 Homeowner's exemption | $222,502 Land $27,000 Building $195,502 | $222,502 Land $27,000 Building $195,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 914 Deming Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 914 Deming Dr is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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