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914 Cardinal Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 914 Cardinal Dr, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1953
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on Record
Last Sale$75,653 (Apr 2014)
Tax Bill$3,598 (2024)
Deeds & MortgagesDec 2019 Loan Modification
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN159-063-48

Property Details

APN / Parcel Number

Primary APN159-063-48

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage TypeCarport
CarportCarport
PorchEnclosed/Finished Porch
Porch Area188 sqft
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address914 CARDINAL DR
CityCHARLOTTE
StateNC
Zip28205-7118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL3 B6 M6-531
Legal SubdivisionECHO HILLS SEC 02
Legal Block6
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract1801

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY ASSET FNDG
Oct 25, 2017Quit Claim Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2014 · Amount on Record
Deed SaleApr 9, 2014 · Amount on Record
Prior SaleAug 16, 1979
Deed Document Number201437402
Deed Book / Page29102 / 898
Record UpdatedOct 29, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address914 CARDINAL DR, CHARLOTTE, NC 28205-7118
Document Number0000175636
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426

Mortgage

Document Number0000175636
DateDec 23, 2019
Book Page034151/000395
Instrument175636
Lender
NameMORGAN STANLEY ASSET FNDG
TypeFunding / Finance Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 25, 2017
Property Address914 CARDINAL DR, CHARLOTTE, NC 28205-7118
Document Number0000144156
Book / Page032219 / 000548
Instrument DateOct 24, 2017
Instrument144156
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1508 BROOKHOLLOW DR SANTA ANA CA 927055433, SANTA ANA, CA 92705-5433
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454,900 Land $275,000 Building $179,900$454,900 Land $275,000 Building $179,900
2024$3,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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