914 Birch St, Reading, PA 19604 Property Records

Berks County property record for 914 Birch St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1906
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,216 (2026)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-8356`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-8356`
Alternative APNs	`13-5317-46-15-8356` `13264650` `264650`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13264650
Street Address	914 BIRCH ST
City	READING
State	PA
Zip	19604-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2009
Census Tract	700

Owner

914 Birch St is owned and occupied by two individuals.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	914 BIRCH ST, READING, PA 19604-2322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Reverse Mortgage ACRISURE NATIONAL LENDER SER
Apr 20, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 20, 2026
Property Address	914 BIRCH ST, READING, PA 19604-2322
Document Number	0000011740
Instrument Date	Apr 13, 2026
Instrument	202611740
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	914 BIRCH ST, READING, PA 19604-2322

Mortgage

Document Number	0000011740,
Date	Apr 20, 2026
Instrument	202611740

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	847 Months
Due	Nov 24, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 20, 2026
Property Address	914 BIRCH ST, READING, PA 19604-2322
Document Number	0000011739
Instrument Date	Apr 13, 2026
Instrument	202611739
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	914 BIRCH ST, READING, PA 19604-2322

Mortgage

Document Number	0000011739,
Date	Apr 20, 2026
Instrument	202611739

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	847 Months
Due	Nov 24, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 914 Birch St was $1,216 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,216.00 Homeowner's exemption	$43,100 Land $15,000 Building $28,100	$15,000 Land $15,000
2024	$1,141.00	$43,100 Land $15,000 Building $28,100
1994			$43,100 Land $15,000 Building $28,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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