914 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 914 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,359 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,500 (Aug 2019)
Tax Bill	$11,318 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-228-020`

Property Details

APN / Parcel Number

Primary APN	`09-05-228-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,359 sqft Building Perimeter
1st Floor Area	1,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	517 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905228020
Street Address	914 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 342 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	342
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1028
Census Tract	600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 BAILEY RD, SYCAMORE, IL 60178-3060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC
Oct 30, 2018	Trustee's Deed, Transfer · Line of Credit COMMUNITY BUSN LNDR SVC
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
Sep 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20197555
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 22, 2019
Property Address	914 BAILEY RD, SYCAMORE, IL 60178-3060
Document Number	0000007555
Instrument Date	Aug 20, 2019
Instrument	7555
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	914 BAILEY RD SYCAMORE IL 601783060, SYCAMORE, IL 60178-3060

Mortgage

Document Number	7556
Date	Aug 22, 2019
Instrument	7556

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 30, 2018
Property Address	914 BAILEY RD, SYCAMORE, IL 60178-3060
Document Number	0000010080
Instrument Date	Oct 22, 2018
Instrument	10080
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number	10081
Date	Oct 30, 2018
Instrument	10081

Lender

Name	COMMUNITY BUSN LNDR SVC
Type	Construction/Development Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 29, 2023

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	914 BAILEY RD, SYCAMORE, IL 60178-3060
Document Number	0000000965
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number	0000000965
Date	Jan 30, 2018
Instrument	965

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	914 BAILEY RD, SYCAMORE, IL 60178-3060
Document Number	0000009611
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009611
Date	Sep 29, 2017
Instrument	9611

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 11, 2017
Property Address	914 BAILEY RD, SYCAMORE, IL 60178-3060
Document Number	0000008834
Instrument Date	Sep 1, 2017
Instrument	8834
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$925.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,240 (+15.15%) Land $18,458 Building $134,782	$459,720 (+15.15%) Land $55,374 Building $404,346
2024	$11,318.00
2023		$133,084 Land $14,971 Building $118,113	$399,252 Land $44,913 Building $354,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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