914 Adams St, Owosso, MI 48867 Property Records

Shiawassee County property record for 914 Adams St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,141 sqft · built 1885
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Jul 2016)
Tax Bill$2,932 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN050-536-000-008-00

Property Details

APN / Parcel Number

Primary APN050-536-000-008-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,141 sqft Living Area
1st Floor Area742 sqft
Basement Area336 sqft
Unfinished Basement336 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleCustom Design
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage Area572 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address914 ADAMS ST
CityOWOSSO
StateMI
Zip48867-1649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 13 COM 48' N OF N W COR LOT 1 BLK 3 S K BARNES ADD TH E 132' TH N TO S LN OF LAVEROCKS ADD TH W 132' TH S TO BEG
Legal SubdivisionS K BARNES ADD
Legal Block3
Legal Lot Number1
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group3
Census Block3003
Census Tract30400

Owner

914 Adams St is owned and occupied by an individual who bought it in July 2016.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1414 CHERRYLAWN ST, OWOSSO, MI 48867-1202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2016 · Amount on File
Deed SaleJul 21, 2016 · Amount on File
Prior SaleFeb 4, 2016 · Amount on File
Deed Document Number20163287962
Deed Book / Page1224 / 707
Prior Transfer DateApr 19, 2016
Prior Transfer Doc0003285251
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address914 ADAMS ST, OWOSSO, MI 48867-1649
Document Number0012490975
Instrument DateSep 11, 2018
Transaction TypeMortgage
Record UpdatedOct 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address914 ADAMS ST OWOSSO MI 488671649, OWOSSO, MI 48867-1649

Mortgage

Document Number0012490975
DateSep 17, 2018
Book Page001249/000975
Instrument3313356
Lender
NameLAFCU
TypeCredit Union
AddressLANSING, MI 48917
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 16, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 914 Adams St was $2,932 with a homeowner's exemption, up 5.9% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,900 (+7.8%)$143,800 (+7.8%)
2025$2,932.00 (+5.89%) Homeowner's exemption$66,700$133,400
2024$2,769.00
2023$2,769.00 Homeowner's exemption Additional exemption filed$54,700$109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 914 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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