9139 Desiderio Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9139 Desiderio Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,525 sqft · built 2005
Lot Size	0.115 acres (4,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Apr 2013)
Tax Bill	$6,072 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`790-12-040`

Property Details

APN / Parcel Number

Primary APN	`790-12-040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
1st Floor Area	1,301 sqft
2nd Floor Area	1,224 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,999 sqft (0.115 acres)
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9139 DESIDERIO WAY
City	GILROY
State	CA
Zip	95020-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9573 BOOK 771 PAGE 42 PAGE 43 LOT 12
Legal Subdivision	9573 CARRIAGE PARK
Legal Tract	9573
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512514

Owner

Source: Santa Clara County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC POSTAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2013 · Amount on Record
Deed Sale	Apr 17, 2013 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	201322179325
Prior Transfer Date	Apr 5, 2013
Prior Transfer Doc	0022179325
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 17, 2026
Property Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641
Document Number	0026038522
Instrument Date	Aug 10, 2026
Instrument	202626038522
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641

Mortgage

Document Number	0026038522,
Date	Aug 17, 2026
Instrument	202626038522

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641

Mortgage

Document Number	0025135408
Date	Oct 18, 2021
Instrument	25135408

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641

Mortgage

Document Number	0024808157
Date	Jan 29, 2021
Instrument	24808157

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9139 DESIDERIO WAY, GILROY, CA 95020-9641
Document Number	0024015731
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9139 DESIDERIO WAY GILROY CA 950209641, GILROY, CA 95020-9641

Mortgage

Document Number	0024015731
Date	Aug 31, 2018
Instrument	24015731

Lender

Name	PACIFIC POSTAL CU
Type	Credit Union
Address	SAN JOSE, CA 95126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,493 (+2%) Land $197,019 Building $299,474
2025	$6,072.00 (+2.19%)	$486,758 (+4.04%) Land $193,156 Building $293,602
2023	$5,942.00 (+1.68%)	$467,858 Land $185,656 Building $282,202
2022	$5,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, South Valley Internet, Verizon.

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