9138 Pampas Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 9138 Pampas Ct, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,860 sqft · built 1994
Lot Size0.3 acres (13,068 sqft)
Owner2 Owner Names on Record
Last Sale$193,000 (Apr 2006)
Tax Bill$2,688 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN059-00-00-003.28

Property Details

APN / Parcel Number

Primary APN059-00-00-003.28

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,860 sqft Finished Area
Gross Area2,761 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions170 ft deep x 85 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0590000003.28
Street Address9138 PAMPAS CT
CityCOVINGTON
StateKY
Zip41015-4213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 2 LOT 66
Legal SubdivisionCLOVER MEADOWS
Legal Phase2
Legal Lot Number66
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4007
Census Tract65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address9138 PAMPAS CT, COVINGTON, KY 41015-4213
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
FEDERAL S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2006 · Amount on Record
Deed SaleApr 18, 2006 · Amount on Record
Prior SaleJul 1, 1998 · Amount on Record
Deed Document Number0001865155
Deed Book / Page1865 / 155
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address9138 PAMPAS CT, COVINGTON, KY 41015-4213
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address9138 PAMPAS CT, COVINGTON, KY 41015-4213

Mortgage

Document Number0005900249
DateSep 24, 2021
Book Page277/475
Instrument21092405900249
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJul 25, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address9138 PAMPAS CT, COVINGTON, KY 41015-4213
Document Number0000000056
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address9138 PAMPAS CT COVINGTON KY 410154213, COVINGTON, KY 41015-4213

Mortgage

Document Number0000000056
DateNov 21, 2019
Book Page0I4365/000050
Instrument56
Lender
NameFEDERAL S&L ASSN/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 (-7.05%)$271,300 (-) Land $30,000 Building $241,300$271,300 (-) Land $30,000 Building $241,300
2023$2,892.00$271,300 Land $30,000 Building $241,300$271,300 Land $30,000 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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