9137 Elm St, Willoughby, OH 44094 Property Records

Lake County property record for 9137 Elm St, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,529 sqft · built 1920
Lot Size0.537 acres (23,400 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jul 2022)
Tax Bill$6,796 (2023)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-A-006-C-00-022-0

Property Details

APN / Parcel Number

Primary APN20-A-006-C-00-022-0
Alternative APN
  • D 113

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,529 sqft Living Area
Gross Area1,589 sqft
1st Floor Area979 sqft
Basement Area60 sqft
Unfinished Basement60 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleBungalow
Exterior MaterialWood Siding
Foundation TypeRaised
Lot Area23,400 sqft (0.537 acres)
Lot Dimensions195 ft deep x 120 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area248 sqft
Deck Area168 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberD 113
Street Address9137 ELM ST
CityWILLOUGHBY
StateOH
Zip44094-9244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 30 TRACT 1 S/L 22 & 23
Legal SubdivisionMCFARLAND ALLOTMENT NO. 1
Legal Tract1
Legal Lot Number30 23
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group1
Census Block1008
Census Tract203700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9137 ELM ST, KIRTLAND, OH 44094-9244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Deed Document Number473941
Record UpdatedJun 7, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJul 1, 2022
Property Address9137 ELM ST, WILLOUGHBY, OH 44094-9244
Document Number0000018595
Instrument DateJun 29, 2022
Instrument2022R018595
Transaction TypeTransfer
Record UpdatedJul 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9137 ELM ST, KIRTLAND, OH 44094-9244

Mortgage

Document Number0000018596
DateJul 1, 2022
Instrument2022R018596
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,796.00 (+101.07%) Homeowner's exemption$64,900 (-) Land $28,350 Building $36,550
2022$3,380.00 Homeowner's exemption$64,900 Land $28,350 Building $36,550
2021$185,440 Land $81,000 Building $104,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MENTOR
private · serves 74,500 people · EPA ID OH4301511
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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