Genesee County property record for 9132 Lahring Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,252 sqft · built 2024 |
| Lot Size | 20.4 acres (889,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (May 2003) |
| Tax Bill | $7,433 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2024 Line of Credit + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 01-10-400-014 |
| Primary APN | 01-10-400-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 2,252 sqft |
| Basement Area | 2,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 889,495 sqft (20.4 acres) |
| Garage Area | 2,449 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9132 LAHRING RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG S 88 DEG 05 MIN E 654.93 FT FROM S 1/4 COR OF SEC TH CONT S 88 DEG 05 MIN E 670.08 FT TH N 0 DEG 28 MIN |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 10 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 13001 |
9132 Lahring Rd is owned and occupied by an individual who acquired it in August 2021.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| May 3, 2024 | Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION |
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK |
| Sep 7, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2003 · Amount on File |
| Deed Sale | May 30, 2003 · Amount on File |
| Deed Document Number | 200375747 |
| Last Transfer Date | Aug 31, 2021 |
| Transfer Doc | 0000072619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439-5500 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028153 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 202512230028153 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | May 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029545 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 202405030029545 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000002097 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 202201110002097 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 7, 2021 |
| Property Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 202109070072619 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 202109070072619 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 SWEET BRIAR RDG, 350, LINDEN, MI 48451-8817 |
| Name | Verified Name |
|---|---|
| Address | 9132 LAHRING RD, GAINES, MI 48436-9769 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 9132 Lahring Rd was $7,433 with a homeowner's exemption, up 85.3% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,500 (+41.46%) Land $76,200 Building $263,300 | $679,000 (+41.46%) Land $152,400 Building $526,600 | |
| 2025 | $7,433.00 (+85.32%) Homeowner's exemption | $240,000 | $480,000 |
| 2024 | $4,011.00 | ||
| 2023 | $171,500 | $343,000 | |
| 2019 | $2,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9132 Lahring Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9132 Lahring Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
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