Miami-Dade County property record for 9132 Bay Dr, Surfside, FL 33154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,752 sqft · built 1953 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $851,000 (Dec 2009) |
| Tax Bill | $17,631 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 14-2235-001-3040 |
| Primary APN | 14-2235-001-3040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 3,264 sqft |
| 1st Floor Area | 2,752 sqft |
| Flooring | Covered |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Composition |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 9,250 sqft (0.212 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Patio Area | 1,250 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Street Address | 9132 BAY DR |
|---|---|
| City | SURFSIDE |
| State | FL |
| Zip | 33154-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1100 |
| Legal Description | ALTOS DEL MAR NO 4PB 10-63 LOT 2 BLK 22 LOT SIZE 50.000 X 185 OR 20493-1450 06 2002 1 |
| Legal Range | 42E |
| Legal Township | 52S |
| Legal Section | 35 |
| Legal Subdivision | ALTOS DEL MAR NO 4 |
| Legal Block | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI BEACH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 3804 |
9132 Bay Dr is owned and occupied by two individuals who bought it in December 2009.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9132 BAY DR, SURFSIDE, FL 33154-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2009 · Amount on File |
| Deed Sale | Dec 7, 2009 · Amount on File |
| Prior Sale | Jun 27, 2002 · Amount on File |
| Deed Document Number | 2009870546 |
| Deed Book / Page | 27106 / 38 |
| Prior Transfer Date | Mar 3, 2009 |
| Prior Transfer Doc | 0000224013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 9132 BAY DR, SURFSIDE, FL 33154-3112 |
| Document Number | 0000765307 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9132 BAY DR SURFSIDE FL 331543112, SURFSIDE, FL 33154-3112 |
| Document Number | 0000765307 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 031721/000225 |
| Instrument | 765307 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9132 Bay Dr was $17,631 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Surfside Town |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,631.00 Homeowner's exemption | $966,753 | $4,167,936 Land $3,700,000 Building $467,936 |
| 2023 | $16,848.00 (+2.63%) Homeowner's exemption | $912,144 (+3%) | $3,942,375 (+83.99%) Land $3,468,535 Building $473,840 |
| 2022 | $16,416.00 Homeowner's exemption | $885,577 | $2,142,680 Land $1,665,055 Building $477,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9132 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 178 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 601 units insured incl. 423 condo units |
| Nearby Flood Claims | 79 (1979–2024) |
| Claims Outside the SFHA | 3 of 79 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9132 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424 |
|---|---|
| Water Source | Purchased groundwater from MDWASA - MAIN SYSTEM |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile.
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