9130 Orchard Cir E, Monticello, MN 55362 Property Records

Wright County property record for 9130 Orchard Cir E, Monticello, MN 55362

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,642 sqft · built 2020
Lot Size0.088 acres (3,836 sqft)
OwnerIndividual Name on File
Last Sale$337,230 (Sep 2020)
Tax Bill$4,188 (2026)
Deeds & MortgagesOct 2020 Reverse Mortgage
Sep 2020 Sale & Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN155-245-010020

Property Details

APN / Parcel Number

Primary APN155-245-010020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,642 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area3,836 sqft (0.088 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9130 ORCHARD CIR E
CityMONTICELLO
StateMN
Zip55362-4715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-14 TWP-121 RANGE-025 AUTUMN RIDGE VILLAS LOT-002 BLOCK-010 010
Legal Range025
Legal Township121
Legal Section14
Legal SubdivisionAUTUMN RIDGE
Legal Block10
Legal Lot Number2
JurisdictionWRIGHT MN
Township / Civil DivisionMONTICELLO
Census Block Group2
Census Block2026
Census Tract100206

Owner

9130 Orchard Cir E is owned by an individual who bought it in September 2020.

Source: Wright County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address9130 ORCHARD CIR, MONTICELLO, MN 55362-4718
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Sep 4, 2020Warranty Deed, Subdivision Related Transfer · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Aug 28, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 24, 2020Warranty Deed, Construction Loan · Construction Mortgage
AMERICAN LAND & CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2020 · Amount on File
Deed SaleSep 4, 2020 · Amount on File
Prior SaleApr 24, 2020 · Amount on File
Deed Document Number20201439302
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address9130 ORCHARD CIR E, MONTICELLO, MN 55362-4715
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9130 ORCHARD CIR, MONTICELLO, MN 55362-4715

Mortgage

Document Number0001445402
DateOct 27, 2020
Instrument1445402
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.81%
Type Change DateSep 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateSep 4, 2020
Property Address9130 ORCHARD CIR E, MONTICELLO, MN 55362-4715
Document Number0001439302
Instrument DateAug 28, 2020
Instrument1439302
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyLEGACY TITLE

Transaction

AmountAmount on Record
Tax$1,112.86
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9130 ORCHARD CIR, MONTICELLO, MN 55362-4715

Mortgage

Document Number0001439303
DateSep 4, 2020
Instrument1439303
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.81%
Type Change DateSep 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address9130 ORCHARD CIR E, MONTICELLO, MN 55362-4715
Document Number0001445403
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9130 ORCHARD CIR MONTICELLO MN 553624715, MONTICELLO, MN 55362-4715

Mortgage

Document Number0001445403
DateOct 27, 2020
Instrument1445403
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term984 Months
Interest
Rate TypeAdjustable Rate
Rate2.81%

April 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateApr 24, 2020
Property Address9130 ORCHARD CIR E, MONTICELLO, MN 55362-4715
Document Number0001424523
Instrument DateApr 23, 2020
Instrument1424523
Transaction TypeConstruction Loan
Record UpdatedAug 16, 2022

Transaction

AmountAmount on Record
Tax$125.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9457 HIGHWAY 10 NW STE 100, 100, RAMSEY, MN 55303-7206
InvestorPossibly a Property Investor

Mortgage

Document Number0001424524
DateApr 24, 2020
Instrument1424524
Lender
NameAMERICAN LAND & CAPITAL LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9130 Orchard Cir E was $4,188.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityMonticello City
Unified School DistrictMonticello Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,188.00$397,400 (+2.29%) Land $105,000 Building $292,400$397,400 (+2.29%) Land $105,000 Building $292,400
2025$388,500 Land $60,000 Building $328,500$388,500 Land $60,000 Building $328,500
2023$3,486.00 (+3.01%)$385,000 Land $65,000 Building $320,000$385,000 Land $65,000 Building $320,000
2022$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9130 Orchard Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9130 Orchard Cir E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMonticello
serves 15,087 people · EPA ID MN1860012
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Fibernet Monticello
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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