9130 Bethel Rd, Frederick, MD 21702 Property Records

Frederick County property record for 9130 Bethel Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,543 sqft · built 1958
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$423,000 (Sep 2025)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-422320`

Property Details

APN / Parcel Number

Primary APN	`21-422320`
Alternative APN	`422320`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	422320
Street Address	9130 BETHEL RD
City	FREDERICK
State	MD
Zip	21702-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.53 ACRE W/S BETHEL RD. N/HAMBURG RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9130 Bethel Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Frederick County records, as of February 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9130 BETHEL RD, FREDERICK, MD 21702-2006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Deed Document Number	2025
Deed Book / Page	17529 / 104
Prior Transfer Date	Oct 31, 2024
Prior Transfer Doc	0171040039
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 25, 2025
Property Address	9130 BETHEL RD, FREDERICK, MD 21702-2006
Document Number	0175290104
Book / Page	17529 / 104
Map Reference	MB 24 FO 131
Instrument Date	Jul 31, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9130 BETHEL RD, FREDERICK, MD 21702-2006

Mortgage

Document Number	0017529116
Date	Sep 25, 2025
Instrument	17529/116

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2055

Mortgage

Document Number	0175290134
Date	Sep 25, 2025
Book Page	17529/134

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9130 Bethel Rd was $3,659, up 22.8% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (+22.79%)	$287,333	$320,100 Land $146,200 Building $173,900
2024	$2,980.00 (+8.48%)
2023	$2,747.00 Homeowner's exemption	$221,800 Land $89,200 Building $132,600	$221,800 Land $89,200 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9130 Bethel Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9130 Bethel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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