9130 195th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 9130 195th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 3,926 sqft · built 2001
Lot Size	5.95 acres (259,182 sqft)
Owner	Individual Name on Record
Last Sale	$2,800,000 (Jan 2025)
Tax Bill	$10,612 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-072001-0`

Property Details

APN / Parcel Number

Primary APN	`04-072001-0`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,926 sqft Living Area
Basement Area	5,828 sqft
Finished Basement	5,425 sqft
Unfinished Basement	1,928 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	259,182 sqft (5.95 acres)
Garage Area	1,812 sqft
Parking Spaces	6 Parking Spaces
Pool Area	1,344 sqft
Porch	Porch
Deck Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9130 195TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	CEDARWOOD ESTATES LOT 001 BLOCK 001
Legal Subdivision	CEDARWOOD ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	2
Census Block	2001
Census Tract	81002

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW BANK
Mar 24, 2023	Transfer on Death Deed, Transfer
Jul 30, 2019	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Oct 30, 2018	Deed, Transfer · ARM FLORIDA CAPITAL BANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	20251200064
Prior Transfer Date	Mar 22, 2023
Prior Transfer Doc	00A1171964
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jan 15, 2025
Property Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213
Document Number	00A1200064
Instrument Date	Jan 3, 2025
Instrument	A1200064
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	ON SITE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213

Mortgage

Document Number	00A1200065
Date	Jan 15, 2025
Instrument	A1200065

Lender

Name	LAKEVIEW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 24, 2023
Property Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213
Document Number	00A1171964
Instrument Date	Mar 22, 2023
Instrument	A1171964
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 30, 2019
Property Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213
Document Number	0001071415
Instrument Date	Jul 13, 2019
Instrument	1071415
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9130 195TH ST E PRIOR LAKE MN 553729213, PRIOR LAKE, MN 55372-9213

Mortgage

Document Number	1070925
Date	Jul 30, 2019
Instrument	1070925

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT MN
Recording Date	Oct 30, 2018
Property Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213
Document Number	0001056566
Instrument Date	Oct 23, 2018
Instrument	1056566
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9130 195TH ST E, PRIOR LAKE, MN 55372-9213

Mortgage

Document Number	0001056567
Date	Oct 30, 2018
Instrument	1056567

Lender

Name	FLORIDA CAPITAL BANK MORTGAGE
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Mortgage

Document Number	0001056568
Date	Oct 30, 2018
Instrument	1056568

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 29, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,612.00 (+7.41%)	$999,300 (+1.52%) Land $364,500 Building $634,800	$999,300 (+1.52%) Land $364,500 Building $634,800
2025	$9,880.00 (+2.05%)	$984,300 (+8.64%) Land $358,200 Building $626,100	$984,300 (+8.64%) Land $358,200 Building $626,100
2024	$9,682.00 (-4.93%)	$906,000 (+5.07%) Land $358,200 Building $547,800	$906,000 (+5.07%) Land $358,200 Building $547,800
2023	$10,184.00	$862,300 Land $337,700 Building $524,600	$862,300 Land $337,700 Building $524,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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