Alleghany County property record for 913 White Oak Dr, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1960 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,170 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039C0-02-020-0080 |
| Primary APN | 039C0-02-020-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 3,014 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Rolling |
| Driveway | Paver Driveway |
| Porch | Slab |
| Porch Area | 446 sqft |
| Deck Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3730 |
|---|---|
| Street Address | 913 WHITE OAK DR |
| City | COVINGTON |
| State | VA |
| Zip | 24426-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .30 AC LOT 8 OAKWOOD FOREST NO 2 |
| Legal Lot Number | 8 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 80301 |
913 White Oak Dr is owned and occupied by two individuals who acquired it in January 1989.
Source: Alleghany County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 WHITE OAK DR, COVINGTON, VA 24426-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1989 |
| Deed Sale | Jan 1, 1989 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 913 White Oak Dr was $1,170.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,170.00 | $238,800 Land $30,000 Building $208,800 | $238,800 Land $30,000 Building $208,800 |
| 2023 | $138,300 Land $25,000 Building $113,300 | $138,300 Land $25,000 Building $113,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1985–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 White Oak Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSEDALE/CALLAGHAN serves 858 people · EPA ID VA2005800 |
|---|---|
| Water Source | Purchased surface water from CITY OF COVINGTON |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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