913 W Clay St, Richmond, VA 23220 Property Records

Richmond City property record for 913 W Clay St, Richmond, VA 23220

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2 ba · 2,492 sqft · built 1892
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$375,500 (Jan 2019)
Tax Bill$5,904 (2026)
Deeds & MortgagesFeb 2022 Refinance
Jun 2020 Mortgage
+ 1 more
APNN-000-0386-019

Property Details

APN / Parcel Number

Primary APNN-000-0386-019

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,492 sqft Total Area
1st Floor Area1,246 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces6 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1985
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions130 ft deep x 30 ft wide
PorchSlab
Porch Area369 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address913 W CLAY ST
CityRICHMOND
StateVA
Zip23220-3157
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-7 SINGLE
Legal Description0030.00X0130.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1014
Census Tract40201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Carver Residential Historic District
listed 2002 · 312 contributing resources · NRIS 02000365

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

913 W Clay St, a residential property, is owned by an individual who acquired it in February 2022.

Source: Richmond City records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address9645 PARK PRESERVE DR, FAIRFAX, VA 22032-2858
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Intrafamily Transfer, Transfer · Stand-Alone Refinance
CITIZENS BANK NA
Jun 22, 2020Deed of Trust, Mortgage
INTERCOASTAL MTG
Jan 2, 2019Warranty Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2019 · Amount on File
Deed SaleJan 2, 2019 · Amount on File
Prior SaleDec 17, 1998 · Amount on File
Deed Document Number201949
Last Transfer DateFeb 18, 2022
Transfer Doc0000004229
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHMOND CITY VA
Recording DateFeb 18, 2022
Property Address913 W CLAY ST, RICHMOND, VA 23220-3157
Document Number0000004229
Instrument DateFeb 18, 2022
Instrument220004229
Transaction TypeTransfer
Record UpdatedMar 9, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9645 PARK RESERVE DR, FAIRFAX, VA 22032-2858

Mortgage

Document Number0000004230
DateFeb 18, 2022
Instrument220004230
Lender
NameCITIZENS BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address913 W CLAY ST, RICHMOND, VA 23220-3157
Document Number0000013970
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 W CLAY ST RICHMOND VA 232203157, RICHMOND, VA 23220-3157

Mortgage

Document Number0000013970
DateJun 26, 2020
Instrument13970
Lender
NameINTERCOASTAL MTG
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueJun 25, 2050
Interest
Rate TypeFixed Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateJan 2, 2019
Property Address913 W CLAY ST, RICHMOND, VA 23220-3157
Document Number0000000049
Instrument DateDec 27, 2018
Instrument49
Transaction TypeTransfer
Record UpdatedFeb 19, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$376.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 W CLAY ST RICHMOND VA 232203157, RICHMOND, VA 23220-3157

Mortgage

Document Number52
DateJan 2, 2019
Instrument52
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 913 W Clay St was $5,904, up 4.2% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,904.00 (+4.24%)$492,000 Land $90,000 Building $402,000$492,000 Land $90,000 Building $402,000
2025$5,664.00
2024$451,000 Land $85,000 Building $366,000
2023$451,000 Land $85,000 Building $366,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 913 W Clay St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 913 W Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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