913 Terrace Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 913 Terrace Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	2 ba · 936 sqft · built 1953
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Transfer
APN	`08-27-0-312-033`

Property Details

APN / Parcel Number

Primary APN	`08-27-0-312-033`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	224 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	913 TERRACE DR
City	BELLEVILLE
State	IL
Zip	62220-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHWAY TERRACE LOT/SEC-31 BK 3049-842 A02745938
Legal Subdivision	HIGHWAY TERRACE
Legal Block	312
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3013
Census Tract	501900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belleville Historic District listed 1976 · 73 contributing resources · NRIS 76002165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

913 Terrace Dr is owned and occupied by an individual.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	913 TERRACE DR, BELLEVILLE, IL 62220-3571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
May 11, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Apr 1, 2026
Property Address	913 TERRACE DR, BELLEVILLE, IL 62220-3571
Document Number	0002879126
Instrument Date	Mar 16, 2026
Instrument	20262879126
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 TERRACE DR, BELLEVILLE, IL 62220-3571

Mortgage

Document Number	0002879126,
Date	Apr 1, 2026
Instrument	20262879126

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2056

Interest

Rate Type	Fixed Rate
Rate	8.1%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 11, 2022
Property Address	913 TERRACE DR, BELLEVILLE, IL 62220-3571
Document Number	0A02745938
Map Reference	MB 44 PG 76
Instrument Date	May 9, 2022
Instrument	A02745938
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 TERRACE DR, 913, BELLEVILLE, IL 62220-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 S ROSEBURY AVE APT 2W, 2W, CLAYTON, MO 63105-2258

Tax Assessment & Valuation

The 2025 property tax bill for 913 Terrace Dr was $1,059 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00	$32,514 Land $6,914 Building $25,600	$97,542 Land $20,742 Building $76,800
2022		$25,210 Land $5,751 Building $19,459	$75,630 Land $17,253 Building $58,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 913 Terrace Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 913 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures