913 Sweet River Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 913 Sweet River Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2008
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2019)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T070300191`

Property Details

APN / Parcel Number

Primary APN	`T070300191`
Alternative APN	`2-0087-A062-00-0145.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300191
Street Address	913 SWEET RIVER CT
City	O FALLON
State	MO
Zip	63366-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG A #1 LOT 145
Legal Subdivision	RIVERDALE VLG A #1
Legal Lot Number	145
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2003
Census Tract	312001

Owner

913 Sweet River Ct is owned and occupied by an individual who bought it in November 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	913 SWEET RIVER CT, O FALLON, MO 63366-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Oct 15, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	2019680900
Deed Book / Page	7189 / 971
Prior Transfer Date	Oct 8, 2018
Prior Transfer Doc	0069900506
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 26, 2019
Property Address	913 SWEET RIVER CT, O FALLON, MO 63366-1503
Document Number	0071890971
Book / Page	007189 / 000971
Instrument Date	Nov 21, 2019
Instrument	680900
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SWEET RIVER CT O FALLON MO 633661503, O FALLON, MO 63366-1503

Mortgage

Document Number	71890973
Date	Nov 26, 2019
Book Page	007189/000973
Instrument	680910

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 15, 2018
Property Address	913 SWEET RIVER CT, O FALLON, MO 63366-1503
Document Number	0069900506
Book / Page	6990 / 0506
Map Reference	MB 43 PG 132-135
Instrument Date	Oct 8, 2018
Instrument	20181015000588170
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SWEET RIVER CT, SAINT PAUL, MO 63366-1503

Mortgage

Document Number	20181015000588180
Date	Oct 15, 2018
Instrument	20181015000588180

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 913 Sweet River Ct was $3,627, down 5.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,031 (-)	$310,690 (-) Land $70,000 Building $240,690
2025	$3,627.00 (-5.84%)	$59,031	$310,690 Land $70,000 Building $240,690
2024	$3,852.00
2023		$60,989
2022			$320,995 Land $55,000 Building $265,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 913 Sweet River Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Sweet River Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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