913 Shay Dr, Bartow, FL 33830 Property Records

Polk County property record for 913 Shay Dr, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	1,084 sqft Living Area
Lot Size	10,006 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (2011)
Tax Bill	$308.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363483-000620`
Alternative APNs	`352925363483000620` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,084 sqft Living Area
1st Floor	1,084 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,006 sqft (0.23 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Shed	1 Shed
Porch Area	332 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	913 SHAY DR
City	BARTOW
State	FL
Zip	33830-8796
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE THREE PB 96 PG 28 LOT 62
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES PHASE 03
Legal Phase	3
Legal Tract	363483
Legal Block	2
Legal Lot Number	62
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2022
Census Tract	14501

Owner

Source: Polk County records · APN 25-29-35-363483-000620

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	913 SHAY DR, BARTOW, FL 33830-8796
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2011 · Amount on Record
Deed Sale	Jan 13, 2011 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Doc Number	20118599
Deed Book / Page	8301 / 1955
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	913 SHAY DR, BARTOW, FL 33830-8796
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SHAY DR, BARTOW, FL 33830-8796

Mortgage

Document Number	0000123110
Date	May 05, 2022
Book Page	12240/1863
Instrument	2022123110

Lender

Name	HOME LOAN CAPITAL
Type	Non-Lending Institution
Address	HIALEAH, FL 33016

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	932 Months
Due	Jan 23, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.21%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	9.21%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (-9.68%) Homeowner's exemption	$71,645 (+5.99%)	$179,148 (+0.59%) Land $25,000 Building $154,148
2023	$341.00 (-18.42%) Homeowner's exemption	$67,598 (+3%)	$178,094 (+18.32%) Land $8,900 Building $169,194
2022	$418.00 Homeowner's exemption	$65,629	$150,524 Land $7,400 Building $143,124

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 342 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.