913 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 913 SE Madison Ave, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,340 sqft · built 1958
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2020)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-023-051-0024.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-023-051-0024.0-4-0000`
Alternative APNs	`03-38-41-023-051-00240-4` `20881`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	2,172 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Detached
Garage Area	600 sqft
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20881
Street Address	913 SE MADISON AVE
City	STUART
State	FL
Zip	34996-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADWAY ST LUCIE ESTATES LOT 24 & N1/2 OF LOT 25 BLK 51
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	BROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block	51
Legal Lot Number	24,25
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1045
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	913 SE MADISON AVE, STUART, FL 34996-3264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	20202819865
Deed Book / Page	3135 / 2077
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	0030872247
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 13, 2026
Property Address	913 SE MADISON AVE, STUART, FL 34996-3264
Document Number	0003195408
Book / Page	3578 / 2544
Instrument Date	Jul 10, 2026
Instrument	20263195408
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	913 SE MADISON AVE, STUART, FL 34996-3264

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	913 SE MADISON AVE, STUART, FL 34996-3264
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SE MADISON AVE, STUART, FL 34996-3264

Mortgage

Document Number	0032100906
Date	Mar 30, 2021
Book Page	3210/906
Instrument	2877694

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,588.00 (-0.85%) Homeowner's exemption	$352,362 (+5.99%)	$576,290 (+8.55%) Land $170,000 Building $406,290
2024	$5,636.00 (+2.83%)
2023	$5,481.00 (+13.93%) Additional exemption filed	$332,459 (+12.2%)	$530,880 (+49.27%) Land $160,000 Building $370,880
2022	$4,811.00 Homeowner's exemption	$296,320	$355,650 Land $151,500 Building $204,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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