913 Sara Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 913 Sara Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,148 sqft · built 1993
Lot Size	0.772 acres (33,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Oct 2025)
Tax Bill	$14,346 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C56-000-592-7796-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7796-2`
Alternative APNs	`06-2S-23-2238-000A-0020` `23S2062238000A0020`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,148 sqft Living Area
Gross Area	6,866 sqft
1st Floor Area	3,244 sqft
Upper Floors Area	1,904 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	33,641 sqft (0.772 acres)
Lot Width	82 ft Width
Garage Type	Attached
Garage Area	925 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	793 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	913 SARA DR
City	SHALIMAR
State	FL
Zip	32579-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHALIMAR PLANTATION LOT 2 BLK A
Legal Range	23W
Legal Township	02S
Legal Section	06
Legal Subdivision	SHALIMAR PLANTATION
Legal Block	A
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1017
Census Tract	21502

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	913 SARA DR, SHALIMAR, FL 32579-1265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Aug 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Mar 31, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	20253779165
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	0032712106
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 21, 2025
Property Address	913 SARA DR, SHALIMAR, FL 32579-1265
Document Number	0003779165
Map Reference	MB 12 PG 3
Instrument Date	Oct 20, 2025
Instrument	3779165
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CLOSING AGCY EMERALD COAST L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 HICKLIN RD, MADISONVILLE, KY 42431-9554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SARA DR, SHALIMAR, FL 32579-1265

Mortgage

Document Number	0003779168
Date	Oct 21, 2025
Instrument	3779168

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	913 SARA DR, SHALIMAR, FL 32579-1265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033161834
Date	Sep 6, 2017
Book Page	3316/1834
Instrument	3158159

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	913 SARA DR, SHALIMAR, FL 32579-1265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034871076
Date	Aug 27, 2020
Book Page	3487/1076
Instrument	3385911

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 13, 2025

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2020
Property Address	913 SARA DR, SHALIMAR, FL 32579-1265
Document Number	0034530640
Book / Page	3453 / 640
Map Reference	MB 12 PG 3
Instrument Date	Mar 27, 2020
Instrument	3348528
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MEAD LAW AND TITLE PLLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 11TH AVE # AVE2, 4, SHALIMAR, FL 32579-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SARA DR, SHALIMAR, FL 32579-1265

Mortgage

Document Number	0034530642
Date	Mar 31, 2020
Instrument	3453/0642

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 27, 2021

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Shalimar Town
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,346.00 (+4.41%)	$1,052,826 (+2.9%)	$1,372,005 (-1.56%) Land $581,907 Building $790,098
2024	$13,740.00 (+2.38%) Homeowner's exemption	$1,023,155 (+3%)	$1,393,741 (-0.41%) Land $543,838 Building $849,903
2023	$13,420.00 (+3.81%) Homeowner's exemption	$993,354 (+3%)	$1,399,411 (+11.83%) Land $543,838 Building $855,573
2022	$12,928.00 Homeowner's exemption	$964,421	$1,251,359 Land $484,057 Building $767,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	142 (1979–2020)
Claims Outside the SFHA	55 of 142
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 9 claims Hurricane Frances, Sep 2004 · 47 claims Hurricane Opal, Oct 1995 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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