913 S Monarch Rd, San Ramon, CA 94582 Property Records

Contra Costa County property record for 913 S Monarch Rd, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,534 sqft · built 2018
Lot Size	0.082 acres (3,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,830,000 (Mar 2025)
Tax Bill	$20,008 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-810-021-6`

Property Details

APN / Parcel Number

Primary APN	`222-810-021-6`
Alternative APN	`222-810-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,534 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	1,428 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	3,560 sqft (0.082 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	913 S MONARCH RD
City	SAN RAMON
State	CA
Zip	94582-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9326 L21
Legal Subdivision	SUBDIVISION 9326
Legal Tract	9326
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3009
Census Tract	355115

Owner

913 S Monarch Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Intrafamily Transfer, Transfer
Apr 17, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2018	Grant Deed, Subdivision Related Transfer · ARM WESTMINSTER TITLE COMPANY IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Document Number	202528763
Prior Transfer Date	Oct 30, 2023
Prior Transfer Doc	0000118617
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 2, 2023
Property Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019
Document Number	0000118617
Map Reference	MB 531 PG 28-36
Instrument Date	Oct 30, 2023
Instrument	2023-118617
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052807
Date	Apr 17, 2019
Instrument	2019-052807

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037959
Date	Feb 28, 2020
Instrument	2020-037959

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019

Mortgage

Document Number	0000268669
Date	Nov 10, 2020
Instrument	2020-268669

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 23, 2018
Property Address	913 S MONARCH RD, SAN RAMON, CA 94582-6019
Document Number	0000167423
Map Reference	MB 531 PG 28-36
Instrument Date	Sep 4, 2018
Instrument	2018-167423
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	913 S MONARCH RD, SAN RAMON, CA 94582

Mortgage

Document Number	0000167424
Date	Oct 23, 2018
Instrument	2018-167424

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 913 S Monarch Rd was $20,008 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,866,600 (+20.04%) Land $1,183,200 Building $683,400
2025	$20,008.00 Homeowner's exemption	$1,554,917 Land $836,637 Building $718,280
2023	$19,227.00 (+1.27%) Homeowner's exemption	$1,494,540 Land $804,150 Building $690,390
2022	$18,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 913 S Monarch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 S Monarch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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