913 S Bernhardt Ave, Gerald, MO 63037 Property Records

Franklin County property record for 913 S Bernhardt Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,201 sqft · built 1940
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,193 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-0-004-024.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-0-004-024.000`
Alternative APN	`2511100099024000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area

Exterior

Year Built	Built 1940
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Old Parcel Number	2511100099024000
Street Address	913 S BERNHARDT AVE
City	GERALD
State	MO
Zip	63037-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 CYPRESS VALLEY
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Subdivision	CYPRESS VALLEY
Legal Block	4
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1045
Census Tract	800502

Owner

Source: Franklin County records · APN 25-1-11.0-0-004-024.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	913 S BERNHARDT AVE, GERALD, MO 63037-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2001
Deed Sale	Sep 07, 2001
Deed Document Number	1358-00449
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+18.35%)	$18,565 (+6.64%)	$97,710 (+6.64%) Land $20,370 Building $77,340
2023	$1,008.00 (-2.7%)	$17,409	$91,630 Land $20,370 Building $71,260
2022	$1,036.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Whittrio, Wisper ISP.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GERALD PWS serves 1,383 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.