St. Charles County property record for 913 Ruth Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,904 sqft · built 1972 |
| Lot Size | 0.249 acres (10,873 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2021) |
| Tax Bill | $3,434 (2025) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 100530A000 |
| Primary APN | 100530A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 10,873 sqft |
| Lot Dimensions | 131 ft deep x 83 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 100530A000 |
|---|---|
| Old Parcel Number | 100530A000 |
| Street Address | 913 RUTH DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WILLOW BROOK #2 LOT 235 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | WILLOW BROOK #2 |
| Legal Lot Number | 235 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310700 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 913 RUTH DR, SAINT CHARLES, MO 63301-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | May 8, 2012 · Amount on Record |
| Deed Document Number | 0202155993 |
| Deed Book / Page | 2021 / 55993 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 2, 2021 |
| Property Address | 913 RUTH DR, SAINT CHARLES, MO 63301-1152 |
| Document Number | 2021R055993 |
| Map Reference | MB 13 PG 5 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021R-055993 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 SCOTT ST, 516, SAINTE GENEVIEVE, MO 63670-1736 |
| Name | Verified Name |
|---|---|
| Address | 1824 ELM TREE ST, SAINT PETERS, MO 63376-6608 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,434.00 | $54,810 (+1.34%) | $288,471 (+1.34%) Land $50,000 Building $238,471 |
| 2023 | $54,086 | ||
| 2022 | $284,663 Land $50,000 Building $234,663 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1978–2015) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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